February 2013Vol 5, Issue 2
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Greetings!

Welcome to the February edition of Monthly Mortgage Matters!   

 
This month's Mortgage Matters is all about protecting yourself, your home and your finances. 

Are interest rates going up? And when? 
Is this a buyer's market? Will prices decline across the board? 
Is my household debt beyond my control?

There is no question that we are in uncertain times. Between the national economic headlines, Bank of Canada announcements, and the real estate markets, it is very difficult to determine a plan and course of action with respect to your real estate and your mortgage.

When faced with uncertainty, the natural reaction is to STOP! Doing the same this over and over again is the safe way. But this will not help you change your course. Making a plan, and doing something different will help change the path you are on. 

I am extremely excited to officially roll out 3 programs this month. I've told you a bit about them in the past, but now am moving to full speed!! The initial reaction with my clients and partners has been outstanding. I'm pleased to provide you full summaries in Mortgage Matters this month, with some commentary in the video below.

Have a great month everyone!!!    
Mortgage Rob 
Email:       rob@mortgagerob.ca
Website:   www.MortgageRob.ca 
 

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In This Issue
Mortgage Rob's on Facebook
Monthly Mortgage Tip
Canadian Home Buyer's Academy
Buyer Protection Plan
Money In Your Mortgage
Rate Watch  

Term         Best Rate   

 

1 year Fixed      2.64%

 

2 year Fixed      2.49% 

 

3 year Fixed      2.59%

5 year Fixed      2.99%

10 Year Fixed    3.69%

VRM      Prime - .35% (2.65%)

*Some conditions may apply
Mortgage Rob's on Facebook

 Click on the picture below to 'LIKE' my Facebook Page.  

 

Headlines, product and rate updates and more.......  

 

Facebook page  

This Month's Mortgage Tip
Canadian Mortgage Market Update Feb 2013 -   Can you believe it? More rate reductions!      
     

Click on the picture to view the full video!

Hard to believe, but there is more competition for 5 and 10 year fixed terms. Plus, the Bank of Canada has lowered the growth rate for this year and next. What does that mean for you?

Plus, get a sneak peak on 2 programs that are fully launched and available to you. These are innovative and cutting age programs to differentiate you and your home in the market, and provide you protection against uncertainty with real estate prices and interest rates.

       

 

Canadian Home Buyers Academy  
CHBC 
Click on CHBA Logo To Learn More 

The mortgage industry's best resource for home

buyers - videos, articles and more!

  

Members are eligible for up $2000 cash back at

closing - no affect on your discounted mortgage rate

  

Search listings with Cash Back in your market area

 

Free fully customized Mortgage Strategy Reports - For a sample, click here

 

Buyer Protection Plan  
Click on BPP Logo for Free E-books
for Buyers and Sellers


Price Drop Protection guarantees your selling price for 12 months

Avoid the 'Boulevard of Broker Dreams' - sell your home faster in falling market

   

Make your home the MOST ATTRACTIVE on the street!! 4 distinct marketing options to support your realtor
Inflation Hedge Mortgage Strategy 
MIYM
Click the logo to Learn About Optimizing Your Mortgage

Interest rates will go up!! It's not 'if', it's a matter of 'when'

How will you avoid PAYMENT SHOCK at the end of your current term? 

You can capitalize on low interest rates by following a proven and tested mortgage strategy

This is the secret the banks don't tell you! For your Customized Strategy Report, click below 
            Yes, I need a custom mortgage strategy! 
If you've thought about getting into the real estate market, or getting a second opinion on your existing mortgage, now is a perfect time to find out your options. Housing is as affordable as it has been in years, and there are lots of opportunities to buy that new dream home, or restructure some financing and make drastic changes to your monthly budget. Don't hesitate, take action today !
 
Sincerely,
 
Rob Macdonald, AMP
Mortgage Expert