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ACA Countdown to Compliance for Employers, Week 36: Hacking the ACA's $100/day Penalties for Insurance Market Reform Violations
Mintz Levin
Employers have been justifiably concerned with pay-or-play penalties, but many may not be aware of insurance market reform penalties. At $100 a day, these can add up quickly. To read the full article, click here.
Where Can I Find Options Between Open Enrollments?
Kaiser Health News
Open enrollment in the health insurance exchanges is over, but there are still many people without health insurance coverage. Whether you are helping a family member or someone in your workforce, it's good to know what options are available. Read full article here.
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Beware: Next Year, HSA Compatible HDHPs Cannot Use ACA Out-of-Pocket Limit
Lockton Health Reform Blog
HSA plan sponsors take note: for 2015, HDHP out-of-pocket limits no longer match ACA-mandated out-of-pocket limits. Expect the difference to increase over time, since while the ACA limits are adjusted each year using the "premium adjustment percentage," the HDHP out-of-pocket limits are tied to the Consumer Price Index. Click here for the full article.
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Encourage Employees to Create and Maintain a Personal Health Record (PHR)
U.S. News Health
Approximately 12 million U.S. adults receive a wrong diagnosis in
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outpatient facilities each year -- 50% of these misdiagnoses could potentially harm patients. Click here to read the full analysis.
Having a PHR can help your employees be proactive in their health care planning. WELCOA offers a free PHA and additional tips to prevent medical errors available from the Agency for Healthcare Quality and Research.
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