Volume 5, Number 3

Health Care Reform Updates
Despite Penalty, "Skinny" Health Plans Are Still an Option
Society for Human Resource Management (SHRM)
Non-minimum value plans are starting to make their way into the market as a viable alternative for staffing firms and other low-wage, high-turnover companies.
This is because health care exchange penalties would be lower than the penalty associated with not offering any health plan at all. Click here for article details.



Final Rules on 90-Day Waiting Period Limitation;

Group Health Plans Must Comply Beginning in 2014

United States Department of Labor 


Final rules address the requirement in the Affordable Care Act that group health plans limit any waiting period to 90 days, effective for plan years beginning on or after January 1, 2014. For plan years beginning in 2014, plans may comply with either the previously proposed regulations or the final rules (effective for plan years beginning on or after January 1, 2015).


For key highlights outlining the regulations, click here.


To view previously proposed regulations, click here.

 Enlighten Header_Wellness
What Do We Know About the Health Impacts of E-Cigarettes?

University of Wisconsin Center for Tobacco Research and Intervention (UW-CTRI)


The market for e-cigarettes is rapidly developing and evolving as they gain world-wide traction. However, one challenge for clinicians and the public is the lack of research regarding e-cigarettes, resulting in an unclear understanding as to whether they are an effective way to quit and what their impact on health is.
For current information about the use of e-cigarettes and their impact on health, visit the UW-CTRI website.
Additional information is available in the January 2014 policy statement from Legacy.

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Enlighten - BSG Events

2014 Boston Mid-Sized Retirement & Healthcare Plan Management Conference
May 4-7, 2014
Click here for more information.
Speaker: Michelle Spehr, Health and Wellness Consultant
2014 Chicago Mid-Sized Retirement & Healthcare Plan Management Conference
June 8-11, 2014
Click here for more information.
Speakers: Michelle Spehr, Health and Wellness Consultant; Jerry Frye, President; and Sara Russell Rodriguez, VP Clinical Analytics


Client Reminder: More information regarding Health Care Reform and other benefit resources are available on the HR360 website, available to BSG clients under the "Resources" menu of your HR Express website.
BSG subscribes to this service for your benefit. If you would like to learn more regarding this resource, please contact your account management team at BSG. 
Additional Tools:
  • Pay or Play Toolkit
  • 2013 Health Care Reform Checklist
  • Performance Review Builder 



Click here to view previous articles.    

Enlighten is published by The Benefit Services Group, Inc., (BSG®) and is provided free of charge to select BSG client representatives and associates.


By providing links to other sites, BSG does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to BSG.


The preceding is not intended to be and is not offered as legal advice. We are prohibited from the practice of law. Compliance is the responsibility of the employer or Plan sponsor and affected employees who should seek their own legal counsel regarding questions about information presented in this newsletter.


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