Volume 4, Number 5

Enlighten - Legislative Update
Department of Labor   
United States Department of Labor
The Department of Labor's Employee Benefits Security Administration has updated its Affordable Care Act web page on the Summary of Benefits and Coverage to correct a minor error. Updated versions of the following are now available: 
  • FAQs Part XIV, available here.  
  • Template (authorized for second year of applicability), available here; word document available here.
  • Sample Completed SBC (authorized for second year of applicability), available here; word document available here.

Health Insurance Marketplace 

Progress Continues in Building Health Insurance Marketplaces

U.S. Department of Health & Human Services


The Centers for Medicare & Medicaid Services (CMS) is working to build the Health Insurance Marketplace, also known as the Affordable Insurance Exchange. Consumers and small businesses in every state (including the District of Columbia) will have access to the Marketplace. All Marketplaces will launch open enrollment in October 2013.


Click here to read more.




Contracts, Compliance, and Research
Health Care Marketplace 
The Kaiser Initiative on Health Reform and Private Insurance
This brief outlines the need for hands-on consumer assistance, the resources available under the ACA to fill this need, and the implementation issues that may impact the effectiveness of consumer assistance efforts.

Click here for the full brief.


Patient Protection and ACA  

Affordable Care Act Web Page Updates with FAQs Part XV

United States Department of Labor


This FAQ addresses the annual limit waiver expiration date based on a change to a plan or policy year, provider non-discrimination, coverage for individuals participating in approved clinical trials, and transparency reporting.


FAQs are available here

In this webinar you will see how individuals and organizations have been able to improve health by

creating and living in a culture of health, understand and practice the three steps that are required to successfully improve health, and gain a new perspective on the cause and solution to declining health. Register here.


Win a copy of Dr. Aldana's new book, Culture Clash: How We Win The Battle For Better Health. Click here to enter.

If you are not a regular subscriber to Enlighten, or our special edition issues, please join our distribution list to receive our regular e-newsletters. 

Enlighten - BSG Events

May 9, 2013
Click here for more information.
May 9, 2013
Click here for more information.
May 22, 2013
Click here for more information.
June 4-7, 2013
Click here for more information.


Special Alert:  BSG clients who have our HR Express service now have access to a new Pay or Play Toolkit under the Health Care Reform section on the HR360 site. Click here for more information.
Client Reminder: More information regarding Health Care Reform and other benefit resources is available on the HR360 website, available to BSG clients under the "Resources" menu of your HR Express website.
BSG subscribes to this service for your benefit. If you would like to learn more information regarding this resource, please contact your account management team at BSG. 
HR360 also features two additional tools ---- the 2013 Health Care Reform Checklist and an interactive Performance Review Builder.


Click here to view previous articles.  

Enlighten is published by The Benefit Services Group, Inc., (BSG®) and is provided free of charge to select BSG client representatives and associates.


By providing links to other sites, BSG does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to BSG.


The preceding is not intended to be and is not offered as legal advice. We are prohibited from the practice of law. Compliance is the responsibility of the employer or Plan sponsor and affected employees who should seek their own legal counsel regarding questions about information presented in this newsletter.

Copyright© 2013 The Benefit Services Group, Inc. BSG® is a registered trademark of The Benefit Services Group, Inc.