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InThisIssueIN THIS ISSUE 
November 22, 2016 
Before_The_BellWBZ1030 with Dave
Before the Bell
with Dave Caruso
Financial updates and news for investors from Dave Caruso, ahead of Wall Street's opening bell.

 WBZ1030 Weekday Morning Radio Show 9:25am and Friday evening at 5:25pm 

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HeadlinesHeadlines
  • Pakistan Army Chief Starts Retirement Tour
  • Young Immigrants Fear Deportation Under Trump
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First_articleDouble Your Impact with These Charitable Giving Strategies
 
Americans are a generous people. Many support charitable organizations that enhance their communities and enrich their personal lives. In addition  Charitable Giving to giving wisely to nonprofit groups, it's important to anticipate financial obligations to family members while you're still of sound mind.

A charitable lead trust (CLT) may be the ideal tool to help some philanthropically minded people distribute assets in a fair and cost-effective manner. A CLT offers a two-pronged approach to wealth management: one that serves the financial needs of family members and a second that serves the funding needs of charitable endeavors that you value, whether they involve education, art, religion, medicine, or another worthy cause.
 
The_MarketsThe Markets
This time it's the end. Really. Possibly.  

It seems like experts have been forecasting the end of the bull market in bonds for years - and they have been doing so. In July 2010, bond guru Bill end bull market in bonds Gross predicted the 28-year bull market in bonds was near an end and, as interest rates moved higher, bond values would move lower. The Federal Reserve's first round of quantitative easing had ended in March 2010, and he couldn't know a second round, which would keep interest rates low, would begin in November 2010.

Since the U.S. election, investors have begun to favor stocks over bonds. Barron's explained:

"BofA ML [Bank of America Merrill Lynch] said the weekly influx was the biggest into equities since December 2014...

More 'Market Commentary' here.                                  
 By_the_NumbersBy the Numbers 
By the numbers 11-18-16
Notes: S&P 500, Gold, DJ-UBS Commodity Index returns exclude reinvested dividends (gold does not pay a dividend) and the three-, five-, and 10-year returns are annualized ... more important disclosure mentions found here.  (We urge you to read the entire disclosure statement.)
Tune into WBZ 1030 AM radio weekdays at 9:25am and Fridays at 5:25pm. You can also catch my comments at WBZ Online

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Dave Caruso, CFP®
Coastal Capital Group
  
email:dave.caruso@CCGWealth.com
phone:1-978-777-3116
  Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Coastal Capital Group, Inc. a registered investment advisor and separate entity from LPL Financial.

  
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) may be appropriate for you, consult your financial advisor prior to investing. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. 
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