 Headlines
- New Zealand Rocked by Earthquake
- Clinton Points to FBI Letters as Factor in Election Loss
- China Seeks to Boost Foreign Enrollment in Colleges
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Readying Your Home for Old Man Winter
'Tis the season ... to be concerned about heating bills. Conserving fuel not only helps the environment, but also can potentially save you money. 
Here are some handy tips to help you do just that. Did you know that you could save as much as 10% on your heating bill by reducing drafts in your home? Seal gaps along baseboards, add weatherstripping to windows and doors, and install rubber gaskets behind outlets and switch plates on exterior walls to help conserve heat. Another efficiency saver: Installing storm windows can save 25% to 50% on energy loss through single-pane windows.
A big heat drain: Your home can lose up to 60% of its heat before it reaches the register if your ducts aren't insulated and they travel through unheated areas.
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The Markets
SURPRISE! Markets Optimistic Post Election
Markets were remarkably sanguine following the election of Donald Trump to the presidency of the United States.  There was a moment of panic. As election results rolled in on Tuesday, Gold prices rose and Treasury yields fell, as investors sought safe havens. Dow Futures, a measure of overnight sentiment, fell by 4 percent, and Standard & Poor's 500 futures dropped 5 percent. (When index futures trade lower before the market opens, it is an indication investors expect the actual index to trade lower when the market opens.)
The losses triggered market circuit breakers, forcing investors to take a moment. They listened to President-elect Trump's conciliatory acceptance speech, reassessed the political and economic landscape, and liked what they saw, according to Barron's.
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By the Numbers
Notes: S&P 500, Gold, DJ-UBS Commodity Index returns exclude reinvested dividends (gold does not pay a dividend) and the three-, five-, and 10-year returns are annualized ... more important disclosure mentions found here. (We urge you to read the entire disclosure statement.)
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