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InThisIssueIN THIS ISSUE 
November 1, 2016 
Before_The_BellWBZ1030 with Dave
Before the Bell
with Dave Caruso
Financial updates and news for investors from Dave Caruso, ahead of Wall Street's opening bell.

 WBZ1030 Weekday Morning Radio Show 9:25am and Friday evening at 5:25pm 

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HeadlinesHeadlines
  • Christian Ally of Hezbollah Wins Lebanon Presidency
  • Deadly Gas Explosion Strikes China Coal Mine
  • Clinton Team Questions FBI Director's Motive
First_articleSurviving the Holiday Spending Season Debt Free
 
As the traditional giving season approaches, there is one important item to add to your to do list: Create a holiday budget. Before the gift Surviving the Holiday Spending Season Debt Free shopping and wrapping begins, take control of your wallet through financial preparation. Remember, you can avoid the credit card crunch and the dangerous pitfall of borrowing against your company's retirement savings plan or IRAs.

Here's how to establish a holiday wish list and spending budget:
  • Start by determining the total amount of money that you want to budget for gifts. Carefully evaluate how much money your budget will allow for holiday spending. Be honest and be realistic.
The_MarketsThe Markets
"Election Fatigue?" It's almost over... 

During July 2016, Pew Research reported almost 60 percent of Americans were suffering from election fatigue. They weren't uninterested  Election Fatigue_ It_s almost over in the election. They were just worn out by never-ending news coverage that focused on candidates' comments, personal lives, and standing in the polls rather than their moral character, experience, and stance on issues.

Last week, U.S. election news overshadowed positive economic data causing U.S. stocks to lose value as investors shifted assets into safe havens. Early on Friday, the Bureau of Economic Analysis released gross domestic product data, which reflects the value of all goods and services produced in the United States during the period. 
 
 
More 'Market Commentary' here.                                  
 By_the_NumbersBy the Numbers 
Notes: S&P 500, Gold, DJ-UBS Commodity Index returns exclude reinvested dividends (gold does not pay a dividend) and the three-, five-, and 10-year returns are annualized ... more important disclosure mentions found here.  (We urge you to read the entire disclosure statement.)
Tune into WBZ 1030 AM radio weekdays at 9:25am and Fridays at 5:25pm. You can also catch my comments at WBZ Online

Signature

Dave Caruso, CFP®
Coastal Capital Group
  
email:dave.caruso@CCGWealth.com
phone:1-978-777-3116
  Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Coastal Capital Group, Inc. a registered investment advisor and separate entity from LPL Financial.

  
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) may be appropriate for you, consult your financial advisor prior to investing. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. 
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