 Headlines
- Tour Bus Crash in California Kills 13
- Fight Against Polio Gets Funding Boost
- Russians Conduct Nuclear-Bomb Survival Drills as Cold War Heats Up
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Do I Need Travel Insurance?
Whether you need travel insurance is likely to depend on your level of coverage from existing homeowner's, medical, automobile, and life  insurance policies. In many instances, travel insurance may duplicate coverage that you already have.
Travel insurance is likely to include coverage for trip cancellation, lost or stolen baggage or personal items, emergency medical assistance, and death while you are on vacation. Trip cancellation provides coverage if a cruise line or tour operator goes out of business or if you need to cancel because of illness or a death in the family.
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The Markets
"Verrrry Interesting!"
Arte Johnson's catch phrase from Rowan & Martin's Laugh-In may not have described U.S. stock markets last week, but there were some interesting  economic, cyber-security, and consumer developments around the world. Major U.S. stock indices finished the week slightly higher. Experts, cited by Barron's, suggested markets seemed tired and were waiting for clarity around the U.S. election outcome, Federal Reserve rate increase, and corporate quarterly earnings.
Across the pond, opposition from Wallonia (a dairy-producing region of Belgium) killed trade negotiations between the European Union and Canada.
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By the Numbers
Notes: S&P 500, Gold, DJ-UBS Commodity Index returns exclude reinvested dividends (gold does not pay a dividend) and the three-, five-, and 10-year returns are annualized ... more important disclosure mentions found here. (We urge you to read the entire disclosure statement.)
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