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InThisIssueIN THIS ISSUE 
September 13, 2016 
Before_The_BellWBZ1030 with Dave
Before the Bell
with Dave Caruso
Financial updates and news for investors from Dave Caruso, ahead of Wall Street's opening bell.
 WBZ1030 Weekday Morning Radio Show 9:25am and Friday evening at 5:25pm 

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HeadlinesHeadlines
  • Austrian Presidential Election Delayed 
  • China Rethinks its Alliance with Reeling Venezuela
  • Clinton's Pneumonia Jolts Presidential Race
First_articleYour Annual Plan: Three Steps Toward Your Financial Success
 
As the days get shorter and cooler, it's a good time to conduct a comprehensive annual financial review. And while there is no such thing as Three Steps toward Your Financial Success a one-size-fits-all financial plan, the three-step review process outlined below can help you do a better job of keeping your financial house in order from one year to the next.

Step 1: The Year's Not Over Yet-- Make Time for a Progress Check
The main reason for creating an annual financial plan is to plot out the most efficient route to follow as you pursue essential short- and long-term goals for the upcoming year. 
The_MarketsThe Markets
Blame it on the Central Banks

After 44 consecutive sleepy, summer days when Barron's reported the Blame it on the Central Banks Standard & Poor's 500 Index opened and closed without a 1 percent move   in either direction, the index tumbled last week - and so did indices in other markets around the world. What roused investors from complacency?

Some experts pointed their fingers at central banks: "Three central banks announced their monetary policy
decisions during the week and all three maintained the status quo and did not change policy. The news disappointed the markets - they were looking for more stimulus.  

More 'Market Commentary' here.                                  
 By_the_NumbersBy the Numbers 
By the numbers 9-9-16
Notes: S&P 500, Gold, DJ-UBS Commodity Index returns exclude reinvested dividends (gold does not pay a dividend) and the three-, five-, and 10-year returns are annualized ... more important disclosure mentions found here.  (We urge you to read the entire disclosure statement.)
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Signature

Dave Caruso, CFP®
Coastal Capital Group
  
email:dave.caruso@CCGWealth.com
phone:1-978-777-3116
  Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Coastal Capital Group, Inc. a registered investment advisor and separate entity from LPL Financial.

  
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) may be appropriate for you, consult your financial advisor prior to investing. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. 
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