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InThisIssueIN THIS ISSUE 
August 9, 2016 
Before_The_BellWBZ1030 with Dave
Before the Bell
with Dave Caruso
Financial updates and news for investors from Dave Caruso, ahead of Wall Street's opening bell.
 WBZ1030 Weekday Morning Radio Show 9:25am and Friday evening at 5:25pm 

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Perspective 

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First_articleRetirement Account Distributions After Age 70�

If you have assets in a qualified retirement plan, such as a company- Retirement Account Distributions After Age 70_ sponsored 401(k) plan or a traditional individual retirement account (IRA), you'll want to be aware of several rules that may apply to you when you take a distribution.

Required Minimum Distributions During Your Lifetime Many people begin withdrawing funds from qualified retirement accounts soon after they retire in order to provide annual retirement income. These withdrawals are discretionary in terms of timing and amount until the account holder reaches age 70�.    
 
The_MarketsThe Markets
It's d�j� vu all over again!
 
The Chicago Board of Options Exchange (CBOE) Volatility Index, also VIX _Fear Gauge - Like Deja_ Vu known as the VIX, tracks the prices of options on the Standard & Poor's 500 (S&P 500) Index. Since options often are used to hedge portfolio risk, the VIX is considered to be a 'fear gauge' that has value with regard to market volatility during the next 30 days. The VIX moves higher when investors are worried and lower when they're feeling content. While this is not necessarily predictive, it does measure the current degree of fear present in the stock market.

More 'Market Commentary' here.                                  
 By_the_NumbersBy the Numbers 
By the numbers 8-5-16
Notes: S&P 500, Gold, DJ-UBS Commodity Index returns exclude reinvested dividends (gold does not pay a dividend) and the three-, five-, and 10-year returns are annualized ... more important disclosure mentions found here.  (We urge you to read the entire disclosure statement.)
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Signature

Dave Caruso, CFP�
Coastal Capital Group
  
phone:1-978-777-3116
  Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Coastal Capital Group, Inc. a registered investment advisor and separate entity from LPL Financial.

  
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) may be appropriate for you, consult your financial advisor prior to investing. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. 
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