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InThisIssueIN THIS ISSUE 
June 07, 2016 
Before_The_BellWBZ1030 with Dave
Before the Bell
with Dave Caruso
Financial updates and news for investors from Dave Caruso, ahead of Wall Street's opening bell.
 WBZ1030 Weekday Morning Radio Show 9:25am and Friday evening at 5:25pm 

LPLClient Letter

by Burt White

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HeadlinesHeadlines
  • French Floods to Cost Hundreds of Millions
  • Ukraine Arrests French Citizen Who Allegedly Planned Euro 2016 Attack
  • Germany's President to Stand Down After Single Term
First_articleAre You Prepared to Retire?

Retirement used to conjure up images of lazy days spent in a rocking chair. Today's retirement is very different. You might plan to open a Are you prepared to retire_ business of your own. Or perhaps you'll return to school for that degree you never had the chance to complete. So what does this redefined retirement mean to you? There is no one answer. In the coming decades, "retirement" will mean something different to each of us. Regardless of your decision, you'll need to design a financial plan suited to your specific vision of the future.
 
Income Is Key
A good starting point might be to examine your sources of retirement income. If you pay attention to the financial press, you've probably come across at least a few commentators who speak in gloom-and-doom terms about the future for American retirees, decrying a lack of savings and warning of the imminent growth of the elderly population.
 
Read more on 'Preparing for Retirement'.
The_MarketsThe Markets
Statistics means never having to say you're certain, and that was certainly true last week.Statistics
 
The employment report, which was released on Friday, was a bit short on jobs. Analysts had predicted employers would add about 162,000 new jobs during May, according to CNBC. Instead, a paltry 38,000 jobs added to payrolls.
 
The United States Department of Labor focused on the fact the United States has experienced 75 consecutive months of private-sector jobs growth, as well as the significant decline in unemployment.

More 'Market Commentary' here.                                
 By_the_NumbersBy the Numbers 
by the numbers 6-3-16
Notes: S&P 500, Gold, DJ-UBS Commodity Index returns exclude reinvested dividends (gold does not pay a dividend) and the three-, five-, and 10-year returns are annualized ... more important disclosure mentions found here.  (We urge you to read the entire disclosure statement.)
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Signature

Dave Caruso, CFP®
Coastal Capital Group
  
email:dave.caruso@CCGWealth.com
phone:1-978-777-3116
  Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Coastal Capital Group, Inc. a registered investment advisor and separate entity from LPL Financial.

  
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) may be appropriate for you, consult your financial advisor prior to investing. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. 
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