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InThisIssueIN THIS ISSUE 
May 17, 2016 
Before_The_BellWBZ1030 with Dave
Before the Bell
with Dave Caruso
Financial updates and news for investors from Dave Caruso, ahead of Wall Street's opening bell.
 WBZ1030 Weekday Morning Radio Show 9:25am and Friday evening at 5:25pm 

LPLBond Market

Perspectives

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HeadlinesHeadlines
  • Afghan Capital Locked Down for Massive Demonstration
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First_articleKnow Your Protections and Risks When Banking Online

As Americans increasingly migrate toward conducting banking and other financial transactions online, the threat of falling victim to ever-more online protection sophisticated cyber-crimes continues to rise. Financial services companies are keenly aware of the potential security risks posed by online money transfer. That is why the industry as a whole has developed a series of standard security protocols designed to ensure that customers' assets and personal information is kept safe.
 
Following is a list of common security features offered by most banks and financial institutions. Be sure to compare these measures with what your own bank, credit card companies, and other financial vendors have in place.

The_MarketsThe Markets
When is a door not a door?
 
The answer, of course, is: When it's ajar.
 
Investors and analysts were trying to find the answer to a different riddle Large retail stores struggle last week: When are strong retail sales not strong retail sales?
 
The answer is: When the retailers are department stores.
 
Consumers spent more in April than they have in more than a year.
 
Commerce Department data showed April's retail sales improved by 1.3 percent month-to-month and 3.0 percent year-to-year. Yet, several large department stores reported poor first quarter earnings and weren't optimistic about the future, according to Barron's.
More 'Market Commentary' here.                                
 By_the_NumbersBy the Numbers 
by the number 5-13-16
Notes: S&P 500, Gold, DJ-UBS Commodity Index returns exclude reinvested dividends (gold does not pay a dividend) and the three-, five-, and 10-year returns are annualized ... more important disclosure mentions found here.  (We urge you to read the entire disclosure statement.)
Tune into WBZ 1030 AM radio weekdays at 9:25am and Fridays at 5:25pm. You can also catch my comments at WBZ Online

Signature

Dave Caruso, CFP�
Coastal Capital Group
  
email:dave.caruso@CCGWealth.com
phone:1-978-777-3116
  Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Coastal Capital Group, Inc. a registered investment advisor and separate entity from LPL Financial.
  
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) may be appropriate for you, consult your financial advisor prior to investing. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. 
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