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InThisIssueIN THIS ISSUE 
May 10, 2016 
Before_The_BellWBZ1030 with Dave
Before the Bell
with Dave Caruso
Financial updates and news for investors from Dave Caruso, ahead of Wall Street's opening bell.
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HeadlinesHeadlines
  • Serbian Orthodox Church Regroups After Fire 
  • Iran Test-Fires Another Ballistic Missile
  • China Continues to Prop Up Ailing Factories, Adding to Global Glut
First_articleGrowing Pains Structural Considerations for Growing Your Business

Ask any small-business owner what he sees as the major challenges to growing his business, and chances are he'll say: winning more sales. Ask  growing business structural concerns any medium or large business owner what her major challenges have been, however, and she'll probably say: structural growing pains -- putting into place the necessary processes and structure to accommodate a higher volume of business.

But aligning structural changes with sales growth is not simple. It is often more of an art than a science. The systems, processes, staff, and organization changes needed to grow are ongoing and dictated by myriad factors such as the nature of the business, its capital requirements and, ultimately, customer demands.


The_MarketsThe Markets
Reading Economic Portents Can Be Tricky
 
For example, do signs that economic growth is slowing - like last week's employment report, which was anemic relative to consensus forecasts,  unsure and first quarter's gross domestic product (GDP) growth - mean the economy is headed for trouble? Or, does it mean the economy is going to continue to grow slowly?

It all depends on whom you ask.
Some see current lackluster economic data as a harbinger of trouble. Last week, Barron's cited an expert who was concerned about employment data. "...It could be a sign of trouble...Specifically, falling profit margins will put pressure to trim costs and head counts later this year and into 2017, which would slow consumer-spending growth."
 
More 'Market Commentary' here.                                
 By_the_NumbersBy the Numbers 
Notes: S&P 500, Gold, DJ-UBS Commodity Index returns exclude reinvested dividends (gold does not pay a dividend) and the three-, five-, and 10-year returns are annualized ... more important disclosure mentions found here.  (We urge you to read the entire disclosure statement.)
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Dave Caruso, CFP®
Coastal Capital Group
  
email:dave.caruso@CCGWealth.com
phone:1-978-777-3116
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