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InThisIssueIN THIS ISSUE 
April 12, 2016 
Before_The_BellWBZ1030 with Dave
Before the Bell
with Dave Caruso
Financial updates and news for investors from Dave Caruso, ahead of Wall Street's opening bell.
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HeadlinesHeadlines
  • Louisiana Police Arrest Man in University Students' Shootings
  • Canadian Pacific Drops Efforts to Merge With Norfolk Southern
  • Police Detain Five People Over Indian Temple Blast
First_articleYour Advisor: A Partner in Pursuing Lifelong Financial Goals

Need help managing your financial life? An investment professional is a tremendous resource to tap for financial planning information throughout your lifetime.
 
For instance, your financial advisor can help you with:

Short-term savings: Avoid piling up debt when unexpected expenses come your way by having at least three months of living expenses available at all times. If you don't have an "emergency" fund, your financial advisor can help you figure out how to build one.

Read the rest of the post on 'A Partner in Pursuing Lifelong Financial Goals'
The_MarketsThe Markets
We all learned a thing or two about Panama last week.

The country is not the home of the Panama hat, which is made in Panama Ecuador. However, it is the only place in the world where you can watch the sun rise on the Pacific Ocean and set on the Atlantic Ocean.
 
It's also home to a lot of offshore companies, according to the millions of records leaked from the world's fourth largest offshore law firm. The Guardian reported 12 national leaders were among 143 politicians, athletes, and wealthy individuals (including family members and associates) who were participating in offshore tax havens.
 
More 'Market Commentary' here.                                
 By_the_NumbersBy the Numbers 
By the numbers 4-8-16
Notes: S&P 500, Gold, DJ-UBS Commodity Index returns exclude reinvested dividends (gold does not pay a dividend) and the three-, five-, and 10-year returns are annualized ... more important disclosure mentions found here.  (We urge you to read the entire disclosure statement.)
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Signature

Dave Caruso, CFP®
Coastal Capital Group
  
email:dave.caruso@CCGWealth.com
phone:1-978-777-3116
  Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Coastal Capital Group, Inc. a registered investment advisor and separate entity from LPL Financial.

  
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) may be appropriate for you, consult your financial advisor prior to investing. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. 
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