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InThisIssueIN THIS ISSUE 
January 19, 2016 
Before_The_BellWBZ1030 with Dave
Before the Bell
with Dave Caruso
Dave reports on a rocky start on the trading floor with numbers falling well into the triple digits.
1/15/16
- - -
 WBZ1030 Weekday Morning Radio Show 9:25am and Friday evening at 5:25pm 

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HeadlinesHeadlines
  • Iran's Supreme Leader Welcomes Sanctions Relief
  • Seven Iranian Prisoners Released by the U.S.
  • Trial of Four West London Terror Suspects Opens
First_articleClearing Financial Hurdles on the Road to Retirement

When friends and loved ones finally raise their glasses to bid you a long and healthy retirement, you do not want to be worrying about how your hurdles bills will get paid. That is why it is so important to participate in your company's retirement plan now.
 
On the road to retirement, however, other financial challenges are likely to crop up -- such as medical or financial emergencies or care of a loved one -- which might tempt you to lower your plan contributions or stop them entirely to free up necessary cash. But doing so could be a costly mistake.

More on 'Clearing Financial Retirement Hurdles' here
The_MarketsThe Markets

We all have our pet peeves, and if there is one thing markets do NOT like, it is uncertainty.
 
Unfortunately, we entered 2016 with a lot of unanswered questions:

  • How much has China's growth slowed? How will the country's Questions slower growth affect companies and investments around the globe?
  • How will the Federal Reserve's changing monetary policy affect the U.S. economy? How many times will it raise rates during 2016? Will the Fed change course?
  • Will oil prices continue to move lower? Will they move higher? How could changing oil prices affect economic growth?

 By_the_NumbersBy the Numbers 
By the numbers 1-15-16
Notes: S&P 500, Gold, DJ-UBS Commodity Index returns exclude reinvested dividends (gold does not pay a dividend) and the three-, five-, and 10-year returns are annualized ... more important disclosure mentions found here.  (We urge you to read the entire disclosure statement.)
Tune into WBZ 1030 AM radio weekdays at 9:25am and Fridays at 5:25pm. You can also catch my comments at WBZ Online

Signature

Dave Caruso, CFP®
Coastal Capital Group
  
email:dave.caruso@CCGWealth.com
phone:1-978-777-3116
  Securities offered through LPL Financial, Member FINRA/SIPC.
  

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) may be appropriate for you, consult your financial advisor prior to investing. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. 

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