August 13, 2013
Midtown Bank Newsletter

Greetings!

 

Cyber Hackers on Course for One Million Malware Apps
  

Hackers are continually evolving to exploit new technologies.  Smart phones have become more ubiquitous and it is important to be aware of the associated risks.  

 

Click to read an excellent article on Android phones

 

iPhones don't currently have this level of weakness, because Apple has elected to keep its hardware and OS proprietary.  Apple also controls uploads of all applications thru the iTunes store.  However, those working information technology believe they will inevitably see an uptick in iPhone exploits in the future.

 

Please feel free to share with your family and friends.
Customer Appreciation After a Renovation  

 

SchlumbergerCustomers, Claire and Axel Schlumberger, refinanced with Midtown Bank in 2009, and again in 2012. Both times work was planned, or ongoing, and appraisals and underwriting were a challenge.
 

Fast forward: The house is finished, a showpiece, and was featured on the tour of modern homes of Modern Atlanta and has won a national award from the window manufacturer.

 

"With your help we have come a long way," says Mr. Schlumberger. "One of our main objectives was energy efficiency which, with Midtown Bank financing, we were able to achieve."
 

Click to read more, view pictures of the home, and see how spending the Schlumberger's have invested in their future.

 

For questions, purchases, or refinance your home, call any one on our Mortgage Team

Product Spotlight - Business Checking

  
Midtown Bank offers 4 great checking products, all of which include:
  1. Free Online Banking
  2. Free Biz Payment
  3. ATM Card or Signature Visa Debit Card Included
  4. Free Check Imaging
  5. Link Your Accounts for Overdraft Protection
  6. Complimentary First Order of Standard Checks
Specific Account Types offer Different Benefits:
  1. Small Business Checking - economical account designed specifically for small businesses
  2. Business Interest Checking - earn interest on your business funds
  3. Non-Profit Checking - created especially for non-profit organizations who would like to earn interest on their checking account
  4. Business Analysis Checking - built for companies with larger volumes of transactions

 

 Which account would benefit your business best? Click to learn more.
  
  
 
Issue: 31
Midtown Bank - Your Life. Your Style. Your Bank

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Ask the President

Stan 2011 

This month I wanted to share with you some great news I read about the banking industry, and Georgia Banks in particular: 

 

According to FIG Partners, GA Banks are rising from the ashes. 87% of the state's banks turned a positive Net Income in the 2013 Second Quarter, up from 72% in the 2012 Fourth Quarter and 75% in 2012 Third Quarter. Credit Quality is also significantly better. Only 38 institutions have greater than a 100% Texas Ratio as of June 30, 2013.  The remaining 183 GA Banks have an average Texas Ratio of just 33% (the median is 26%).

 

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404-969-4400

www.midtownbank.com

 

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