Midtown Bank believes in relationships with our clients - we want to be a trusted advisor for all your banking and finance needs! Our Commercial Bankers can assist your business with loans, deposits and cash management services. In addition, we can also facilitate your personal banking needs, including consumer loans, mortgage loans and deposit accounts and services. Having your business and personal accounts under one roof can sure make life simpler. In addition, having a banker that stays current on your business and personal finance situation can be a comforting addition to the team of trusted professionals you rely on for support.

 

Our most common business loan requests are summed up below...but we do "out of the box" loans for our clients as well - we always work diligently to find a plan that fits our clients' needs.

• Owner-Occupied Real Estate: Midtown Bank has several excellent programs for financing owner-occupied real estate for businesses. Some require as little as 10% down and offer long term fixed rates. It's a great time to consider a real estate purchase...prices are low and so are rates. If you are interested in becoming an owner rather than a tenant, we can help you navigate the transition.
• Lines of Credit: Midtown Bank offers working capital lines of credit to companies for the purpose of supporting accounts receivable and inventory. If your business has cash flow needs related to these assets, give us a call today.
• Equipment Loans: Midtown Bank can provide equipment financing for your business. We are always happy to assist you with comparing purchase vs. lease options that vendors may offer. If you are considering an equipment purchase, we can help.

 

If you have any banking needs you would like to discuss, we are available to talk or meet with you at your convenience! If so, please contact any of our Commercial Banking Team.

 

Midtown Bank is proud to tell you that one of our customers, Central EMS, was on the front page on the newspaper in New York City the week hurricane Sandy struck. They  sent 7 teams of vehicles and paramedics up to the disaster area to aide in the recovery efforts. They have also been incredibly helpful with the search and rescue teams, are leading several task forces, and actively assisting the New York Fire Department.

 

To learn more about what a great company Central EMS is, please visit their website.

 

To do your part to help with the Hurricane Sandy relief effort, please go to the Red Cross to donate.