Austin Frye Featured In Ch. 10 Interview
"Divorce Dangers" | |
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| Honors | |
Austin Frye named as one of the top
150 Financial Advisors
in the Nation
Click magazine for
award details
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Sign up for Money Wise
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The Election's Impact
| |  With an intense, hard fought presidential election behind us, many investors have been asking what we can expect now that the results are in. Not surprisingly, here at Frye Financial, we are experiencing widely varying client reactions to the election outcome ranging from those who are sanguine, to some who are absolutely apoplectic. As far as predicting effects on the market , regardless of what claims or prognostications may be emanating from any hysterics among the political/financial punditocracy, history is on the side of cooler heads prevailing. After studying the historical relationship between which party was in power and stock market performance, Pat Dorsey, former director of Morningstar equity research for over 10 years, found that there is no connection. In his words, "There is not one shred of conclusive evidence that stock market returns can be predicted by knowing which party controls Congress or the White House." Dorsey concludes that the only things affecting long term market performance are, "Earnings growth, dividends, and valuation....If you pay a reasonable price for companies that grow and pay dividends, you've hit the trifecta, regardless of who's in office." Our answer to investors' election result questions? We believe, as always, that an effectively balanced portfolio based on a risk adjusted asset allocation model is the best strategy for potential long term investment success regardless of current political events. Read more: The Election And The Stock Market |
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Retirement Planning Strategies
Planning On Downsizing...
Surprisingly, It Is Not Always The Smartest Move
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 Many Americans approaching retirement age assume that downsizing their primary residence will be an effective way of lowering their expenses. According to a recent Wall Street Journal article, in our current real estate market, downsizing may not always be the wisest move. Many financial planners, in fact, are advising against it in some cases and are guiding clients in seriously analyzing the pros and cons prior to making a decision to downsize.
401(K) And IRA Changes Coming In 2013
 Amidst all the uncertainty surrounding 2013 taxation rates and deductions, there are a few changes affecting 2013 retirement plan contribution limits that are already in place.
Workers will be able to defer taxes on an additional $500 in their 401(k) and IRA plans in 2013. Retirement accounts will also be tweaked in a few other important ways.
Here's a look at the retirement account changes you can expect to see next year.
A Wise New Year's Resolution
For 2013, Commit To Avoiding
Frye's Top 10 Retirement Planning Goofs
 As a CFP®, I often receive queries from members of the media seeking my input on all sorts of issues concerning private investors. Hands down, the topic I am most frequently asked about concerns the top retirement planning mistakes being made by investors today. As a result I decided to compile my own handy top 10 list, and am now able to provide an instant response to the media queries on this subject.
Here is my list, based on my experiences over many years of meeting with clients and prospects:
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Frye Financial News
Firm Recognition
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We are pleased to announce that Austin Frye has once again been named in the Medical Economics Magazine list of "Best Financial Advisers for Doctors."* *Award based on experience, geography and fee structure among other factors A Warm Welcome
 We are pleased to announce the addition of Olga Davydchenko to our Financial Planning/Investment team! Olga comes to us from another LPL Financial branch and is eager to put her experience and excellent client servicing and organizational skills to use here at Frye Financial as a Client Services Associate.
Olga's resume highlights include:
- Series 7, Series 66*, Life, Health and Variable Annuity License
- Currently completing the CFP® designation.
- Fluent in Russian, Ukrainian and English.
- Bachelor's degree with honors in Finance and a Master's degree in Information Technology.
*Securities registrations currently held with LPL Financial. |
A  e
Holiday Spirit At Frye Financial
 We are once again gathering new toys and clothing for kids at the Camillus House. If you would like to donate please drop by with an unwrapped item. While you are here we will treat you to the gourmet espresso drink of your choice from our famous FryeCafe menu!
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Client Corner
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Congrats Doc!!
 We are pleased to recognize our client Kathy Molinet for receiving her Doctorate Degree from the University of Alabama.
Dr. Molinet has quite an impressive resume including being an advisor to the Board of The American Lung Association and Co-President of the Broward County Medical Association.
We can never quite figure out how this outstanding woman finds the time or energy to do all she does including her recent work in a small village as a part of her Church's mission to Africa.
Our hats off to you, Dr. Kathy Molinet!
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