THDA 30 Year Fixed

Great Choice First Mortgage:  3.99% / 1 + .250 / 5.71% APR 

 Great Choice Second Mortgage:  0%, 15 year term--NO PAYMENTS; FORGIVEN AFTER 15 YRS

(offers 4% of sales price in Down Payment Assistance)   

  

THDA Homeownership for the Brave (for our VETS)

FHA OPTION:  Great Choice First Mortgage:  3.49% / 1 + .250 / 5.20% APR 

VA OPTION: Great Choice First Mortgage:  3.49%  / 1 + .250 / 3.92% APR

Great Choice Second Mortgage:  0%, 15 year term--NO PAYMENTS; FORGIVEN AFTER 15 YRS

(offers 4% of sales price in Down Payment Assistance)

 

**FYI: THDA waives the first time homebuyer requirement for Veterans.

Qualified Vets get a 1/2% interest rate reduction! 

(some restrictions apply) 

 

Conventional 30 Year Fixed 

3.625% / 0 + 0 / 3.68% APR

3.5% / 0 + 1.125 / 3.64% APR

 

ASK ABOUT OUR LENDER CREDIT ON MOST LOANS

 

Conventional 15 Year Fixed

3.0% / 0 + 0 / 3.16% APR

2.875% / 0 + .25/ 3.07% APR

 

Conventional 5/1 ARM

3.0% / 0 + 0 / 2.98% APR with CAPS 2/2/5

 

JUMBO

For loans over $417,000.00 please call for a quote.  

  

FHA/VA 30 Year Fixed

3.25% / 0 + 0 / 4.02% APR

*ASK ABOUT LENDER CREDIT!*

 

FHA 15 Year Fixed

2.875% / 0 + 0 / 3.97% APR

  

Rural Housing 30 Year Fixed

NOW AVAILABLE FOR ALL OF WILSON COUNTY

3.5% / 0 + 0 / 4.22% APR

  

Reverse Mortgages 

Available to clients over 62 years of age, no credit qualifying

 

All rates quoted are for purchases, large loans, can vary under individual circumstances, and are subject to change without notice.  Also note, Rates & PMI rates when applicable will vary with credit score.  For Conventional loans, assume 20% down payment. 

HAPPY ARBOR DAY!