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Providing independent financial education to dentists, Dr. Carlsen's no-nonsense approach to both practice and personal finance has garnered acclaim from dentists young and old. His easy to implement concepts enable both new and seasoned dentists to realize their dream of professional and financial fulfillment. Learn more about Dr. Carlsen's speaking programs.
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Douglas Carlsen, DDS, has provided independent financial education to dentists since retiring from his practice in 2004 at age 53. Carlsen writes regular financial columns for Dentaltown Magazine, as well as state and local journals. His company, Golich Carlsen,an approved AGD PACE organization, delivers common-sense consulting, efficient and affordable lectures, and smart CE products---all backed by academic research.
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Letter Number 22 November 6, 2012
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What a tough week! The resiliency of New Jerseyans and New Yorkers was amazing. The stories of care were heartfelt---something badly needed this election year. Thanks, New Jersey and New York, for setting an example of how to act like grown-ups, not politicians.
The Carlsen video this time is about self-image. What is the most important part of you that you project to the world? Self-image may affect your financial well-being.
Take a look and reflect on what you wish to project most to the world.
Enjoy this small break from election-night jitters.
Doug C.
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Your Self Image and Your Wallet4 minute video
What is the most important projection of your persona? Your home? Your cars? Your Rolex or Hermes handbag? Your face or body? Your kid's education?
Might it be the size of your office, number of staff, your Cerec, your implant expertise, or the multi-generational families you see?
Dentist Bottom Line: How you see or want to see yourself projected often has a direct effect on your savings.
With each forward of this newsletter issue, you may be keeping private practice alive.
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Warren Buffett's Biggest Secret
1.5 minute video
The quality isn't great on this video, yet the message is very clear.
Bottom Line: This isn't about money smarts; it's about learning something much more valuable to reach success.
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Attack Those Darn Folders!
4 minute video This is all about the stacks of folders at home holding paperwork that you needed to organize and address a lonnnnng time ago. Ron Lieber, financial columnist for the New York Times, talks about taking a fiscal health day to cross off as many undone financial tasks as possible. He covers: - Health insurance paperwork---my nemesis
- Estate documents
- Where the heck is everything in case I die tomorrow
- Automating saving and investments
- Sorting out all your rewards programs
and at the end of the day - A celebration of gift card spending
Bottom LIne: You may want to bookmark this short video for the future.
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Note: The last two videos have 30 second intro-commercials. Unfortunately, anything other that You Tube normally has these irritations today.
Humor: The Ultimate Retirement/Survival Vehicle
2 minute video
Depressed about who may win today? Are you darn sure we're all going to Hell soon? Then you might be interested in this Apocolypse-bustin' baby.
Dentist Bottom Line: You'd think for $700K+ you'd get a bigger TV screen. |
Latest Jobs Report: 7.8% vs. 7.9%. Good or Not?
Why Sandy may actually stimulate the economy
4 minute video
Most Americans don't care whether the unemployment rate is 7.8% or 7.9%. They are only interested in a family rate of 0%! The two analysts point to the latest news that the 7.8% rate last month wasn't a fluke and why 7.9% may not be worse than last month. Does this help Obama? We'll see later today... So why watch this video? Sandy's aftermath may have a positive effect on the economy. View to see why.
Dentist Bottom Line: We've suffered another major disaster. Sandy's effects in New York and New Jersey will be felt for years. Yet, so far looting has been almost zero. People have come together like they did on 9/11. And there are possible positive long-term results for America. It's about time!
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To access additional Carlsen Dentaltown Magazine articles, click on the image below.
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To access the Newsletter archives, click on the image.
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