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MAKE A DIFFERENCE IN YOUR COMMUNITYRealtors® Care Day- April 26, 2017 -
Save the Date!Since its inception, Realtors® Care Day has been a great way for Realtor® members to give back to their communities through improvements including landscaping, outdoor cleanup, exterior repairs and safety modifications. Ultimately, the projects not only restore a homeowner's pride, but also instill a revitalizing momentum in the community. Equipped with hammers and nails, and armed with a passion to give back, Realtor® crews make a significant impact on a community's elderly, disabled, and residents living in substandard conditions. Do You Know Worthy Homeowners or a Family? Please let us know!Volunteer
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Congratulations 2016 New Jersey REALTORS® Circle of Excellence and Distinguished Sales Recipients
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February Mixer at 381 Main Bar & Grill
Join us at our February Mixer and Business Card Exchange on Wednesday,
February 8, 2017 (from 5:00 - 8:00 pm) at 381 Main Bar and Grill, 381 Main Street, Little Falls, New Jersey 07424. First 40 Attendees $10.00 / $20.00 thereafter - includes  two house drinks and appetizers. Here is the flyer with additional information. No pre-registration necessary. Non-Members: $25.00, Affiliate Members: $20.00 Entrance Fee.
Thank you to our February Mixer Sponsors:
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At Home With Diversity Certification @ PCBOR
Monday, April 10th 
6 Core New Jersey Continuing Education Credits
This course addresses issues of diversity, fair housing, ethics, and cultural differences. All four subjects are closely related and have value for real estate professionals who must serve diverse local markets.
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CFPB Hits Brokers For Marketing Agreements
The Consumer Financial Protection Bureau yesterday fined a mortgage lender, two real estate  brokerages, and a mortgage servicing company for referral arrangements the companies had entered into that CFPB says are prohibited under the Real Estate Settlement Procedures Act (RESPA). In a statement, CFPB Director Richard Cordray says the action "sends a clear message that it is illegal to make or accept payments for mortgage referrals." The action involves marketing service agreements, an area of RESPA enforcement that the National Association of REALTORS® says generates confusion among real estate companies and others in the industry. More.
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40,000 Could Lose Out in FHA Suspension
The Trump Administration's suspension of reduced FHA mortgage insurance premiums is the top story in the latest Voice for Real Estate news video from NAR. As many as 40,000 households could be priced out of home buying if the suspension remains in place, NAR says. Other segments look at the 10-year high in home sales in 2016, what's happening with the Ben Carson nomination for HUD secretary. and how clients can use a reverse mortgage to buy a home.
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Lawmakers Looking at Flood Insurance
 Lawmakers have released a set of principles for reforming federal flood insurance. The quick action suggests lawmakers are thinking about reforming and reauthorizing the program before it expires later this year, an NAR priority. NAR is seeking clarification on several points made in the document, including how many years lawmakers intend to reauthorize the program for and how federal insurance for high-value properties would be phased out.
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REALTORS® Share RPR® Success Strategies
 Real estate practitioners share how they use Realtors Property Resource® (RPR®) to work with buyers, capture new listings, manage open houses, and develop and execute farming strategies, among other things. MORE
Download e-Book
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Immigration Impact on Housing Demand
 Alex Nowrasteh, immigration policy analyst at the Cato Institute, will talk about the impact of immigrants on housing demand and prices in a talk NAR Research and REALTOR® University are hosting Feb. 16, 12-1 p.m., Eastern time.
Webinar registration link.
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More Consumers Might Buy if They Knew ThisConfusion over down payment requirements is hindering some consumers'  confidence about buying a home.
For the past three years, the median down payment for first-time buyers has been 6 percent and 14 percent for repeat buyers, according to the National Association of REALTORS®' Profile of Home Buyers and Sellers. Yet, when consumers are asked about the down payment amount they need to buy, 87 percent of non-owners say that a down payment of 10 percent or more is necessary.
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2017 PCBOR Continuing Education
Course Catalog
Flip through Digital Catalogue
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