Exciting New Loan Programs, Great Business Productivity Tips, Clients in the News and more...
New! 3% Working Capital Loan Program

Thanks to a grant from Investors Bank, we're pleased to announce the launch of our new 3% working capital loan program. Business owners can borrow up to $25,000 at the below-Prime rate of 3% fixed for five years, with no collateral required.

Funds can be used for almost any business purpose, including paying down more expensive debt, general working capital, covering seasonal slow-downs or gearing up for busy periods.  This is your opportunity to get the working capital you need at a price you can afford!
 
Loan Sale for Women Business Owners

UCEDC is teaming up once again with famed designer Tory Burch to provide affordable access to capital for women business owners.  With the support of her foundation, we are able to offer a 2 percentage point interest rate discount on loans up to $50,000.

Rates are fixed for six years and there are no fees or prepayment penalties.  Funds can be used for a broad array of business purposes including paying down more expensive debt.  Start-up businesses are eligible.
UCEDC Annual Highlights Online

2015 was jam-packed with activity, with new grants, innovative loan programs, and ambitious training contracts. But as always, our greatest satisfaction came from making a tangible difference in the lives of our clients and their families. See how we're building communities, one small business at a time. 
 
Clients in the News

We're proud to have helped disabled Iraqi war veteran Robert Pinero and his wife Jillian purchase a Blimpie sandwich shop in Secaucus.  After his third deployment ended in 2008, Robert began dreaming about owning his own small business.  A microloan in 2015 gave him the boost he needed.
Read his profile in the Hudson Reporter.

We knew the Cape May Brewing Company was onto something special when we gave them a 2% storm recovery loan in 2014.  Their fame has continued to grow ever since. NJ Monthly Magazine just named Cape May to its "Sweet 16 of Jersey's best craft breweries". Read the story in NJ Monthly.
Spring Business Training Calendar Set

Feeling energized by the longer days and warmer weather of Spring?  Put that positive energy to good use by attending one of our upcoming business workshops or entrepreneurial training courses.

We're expanding our reach throughout the state, with sessions in every region.  Whether you're looking for inside tips on selling to government agencies or a reality-check on your new business ideas, UCEDC has the training event for you.

Make sure you're on our mailing list for training notices.
Sign-up here.

The title may say "start-up", but there's something for businesses of every age in this fantastic list of online business helpers and guides.  From apps that help you choose a business name to software that tracks your work flow to websites that provide sound legal advice, chances are you'll find more than a few resources you can't live without!

 Check it out!
Free Business Location Tools from the US Census


If you're thinking about starting a new business or moving/expanding to a new location, don't make a move until you have done your research on the demographic characteristics, buying trends and competitive landscape in your proposed location.

Sound overwhelming?  It doesn't have to be thanks to a new service from the US Census that let's you easily research a number of factors with the click of your mouse.  Check out the video and then take a spin around the website.

investors bank logo
Proud to support UCEDC and its efforts on behalf of small businesses 
 
 
UCEDC | 908-527-1166 | [email protected] | www.ucedc.com