Symetra LPB Premier Pricing 

Learn More at our Insurance Guru Symposium this Thursday at Noon!

 

Classic Universal Life with Lapse Protection Benefit. Symetra Classic with Lapse Protection Benefit provides lower annual premiums at higher death benefits.

   


Transamerica Interest Rates Changing
ACE Interest Rates Are Changing This Week
 
Threshold interest rates have decreased 10 basis points for TransACE� 2013, TransACE� CV 2013 and TransACE Survivor� 2013.
    
Genworth eValuate
Pre-Quoting Let's You Know More, Before

Genworth Long Term Care eValuate is a pre-quote underwriting tool for evaluating the underwriting category of Privileged Choice Flex 3 cases in Real Time. eValuate can help hone in on the underwriting category for more accurate premium quotes, which can mean more placed business.
 



Funding LTC with SPIA or FIA
Genworth Webinar September 4th

Is your client looking to protect their future  from an unexpected long-term care event? Long term care insurance (LTCI) may be the answer, but what is the best way to pay the premiums? There are a lot of options, but  some are more tax-efficient than others.


Title:

Funding LTC with SPIA or FIA

Date:

Thursday, September 4, 2014

Time:

11:00 AM - 12:00 PM EDT

 

SBLI Updated Underwriting Guide
Age and Amount Requirement Changes

Effective Immediately the SBLI Underwriting department announced some exciting new changes to their Field Underwriting Guide. These updates reflect competitive changes to SBLI's age and amount requirements, as well as enhancements to their Financial Underwriting Guide. 
 



Rate Changes
Protective Custom ChoiceSM UL (10-30 Years)
 
Protective Life has lowered their rates for initial level benefit periods of 10-30 years at face amounts of $500,000 and up. These rate changes have competitively positioned Protective Custom Choice UL to help you offer greater value at higher face amounts.
 
New Lower Rates on Guaranteed Level Term
the People Have Spoken

Introducing significantly lower rates on Metlife's Guaranteed Level Term product. Stay tuned for more information in the coming days.
 

Win a Trip to Augusta National for the 2015 Masters Tournament

 The Prize will be awarded to the:
  • Top 3 Long Term Care (LTC) insurance producers based on total annualized placed premium.
  • Top 2 Total Living Coverage (TLC) producers
     b
    ased on placed premium.
  • Top 2 Index Universal Life (IUL) insurance producers
     b
    ased on 1st year equivalent premium (Excess premiums credited at 5%).
  • Top 2 Fixed Index Annuity (FIA) producers
     b
    ased on placed premium.


Double Your SBLI Bonus
We'll Match the First $500 You Receive

Shaw American will match the first $500 bonus you receive from SBLI. One time only, after you receive $500 from SBLI, Shaw American will send you an additional $500! Applications must be in by 9-22-14 and placed by 10-24-14.
 
American National's Partial & Full Accelerated Benefits
Access a portion of the policy and keep the remaining policy value in place.

Three great life insurance living benefits for no additional premium:
  1. Terminal - illness. Death Within 24 Months.
  2. Critical - illness.16 Different Illnesses.
  3. Chronic - illness. (2 of 6 ADLs)

Protective New Underwriting Guideline Changes
Effective Immediately

Changes to Inspection Report Requirements
An Inspection Report is now required at the following face amounts and ages:
  • $5 million and up for ages 0 - 64
  • $2 million and up for ages 65 - 70
  • $1 million and up for ages 71 - 75
  • All face amounts for ages 76 - 85
Previously, an Inspection Report was required for all cases of $1.5 million and above, and at age 75 and over for all face amounts, with the exception of TeleLife cases.

Changes to Financial Underwriting
Financial Underwriting guidelines have also been expanded to now include specific information about Personal Coverage, Business Coverage, Confidential Financial Statements and Third-Party Verification of Assets.  

Updated Underwriting Guide 
An updated version of the Underwriting Guide is now available online in pdf format and will be available for order within the next two weeks.











Upgrade Your Next Case
Submit NA Case Electronically!

North American's Custom Guarantee� Gen 8 universal life insurance is available on NA's new electronic application, SimpleSubmit.

 

Now you can submit guaranteed1 UL applications faster and easier, with improved turnaround time!

 
AIG Needs Analysis Form
Can Your Clients Afford Their Current Lifestyle on a Reduced Income?

Complete a family life insurance needs analysis in just five minutes using the updated  Life Insurance For Income Replacement.
 


Our Term Quoter, Your Website
Write more business than ever before: Let us add our term quoting engine to your website

Billions of Dollars in Life Insurance are being sold online and much of it's due to term quoting engines like ours, sponsored by A2QE.

Let us add this engine to your website so that you can start taking advantage of the benefits. Benefits include:
  • An opportunity to earn additional life commissions
  • The foresight to know what rate class to quote
  • The ability to attract ready-to-buy customers
For more information, or to have this engine installed on your website, please contact Marie Causey at [email protected]
Genworth PC Flex 3 Overview
Learn more about PC Flex 3

Learn more about Privileged Choice Flex 3 and what it means for your future LTC sales. Click the link below to learn more about Flex 3 and how it differs from Flex 2.
 
Principal Sales Idea

Learn how Principal Universal Life Protector IVSM can help small business clients ensure their wealth is equally distributed between children who wish to work in the family business and those who don't.
 
Snap Service Guaranteed 
We're here for you

Call us for the quotes, forms, and proposals you need in 15 mins or less! That's the Shaw Snap Service Guarantee.

Miss Something?
Get Up to Date with Competitive Education

Ever spend time away from the office and come back feeling like you've missed out on key changes and updates? No need to panic. At Shaw American we make it a priority to upload our Newsletters, Company Fliers, Webinars, and Head Office Conference Calls to the Competitive Education section of our website.
 


 

Our Office is Now Open For Extended Hours

 

Monday-Thurday

From 8:30am to 5pm

 

Friday

From 8:30am to 4pm

 


Phone: 502-583-5527  |  Toll Free: 1-800-626-5888  |  Fax: 888-329-7429
Office: 830 S 2nd St  |  Louisville  |  KY  |  40203
 
 
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