With the Preferred Client Program, clients who have purchased life insurance within the last 3 years can purchase additional insurance with no medical underwriting. In August, a letter will be sent from us to clients with policies nearing the end of their eligibility notifying them of this unique offer.

Special Offer: Coverage with Long-Term Care Services Rider
For a limited-time, insureds who are eligible for the Preferred Client Program may also have the option to apply for the Long-Term Care Services Rider with their new coverage. This can be an excellent conversation starter for clients since only non-medical underwriting will be required for the policy and rider* 

Coverage For Your Clients' Life Stages
The Preferred Client Program is an excellent way to meet increasing insurance needs for clients. And this special offer can be attractive for clients in their 50's and 60's who have just purchased life insurance and are seeking an alternative or supplement to traditional long-term care insurance.

BGAs will soon be provided PCP opportunity lists with policies potentially eligible for the Preferred Client Program. The lists will also indicate if a policy may be eligible for this special Long-Term Care Services Rider offer.