Prudential presents ...  A Question & Answer Session on PruLife® UL Protector featuring BenefitAccess Rider   Join us and get answers to your BenefitAccess Rider questions from our subject matter experts. Based on the buzz this rider has generated since the July 1 launch and the questions we've received to date, and to give you another opportunity to find out more about the BenefitAccess Rider, we're offering a Q&A session. This special roundtable format will be an open forum discussion with our subject matter experts from Product and Underwriting on hand to answer your questions. Mark your calendars!       D E T A I L S   Date: Tuesday, August 20, 2013Tuesday, August 20, 2013 Time: 11:00am and 2:00pm EST11:00 am and 2:00 pm EST Dial In: (800) 398-9367       PruLife® Universal Protector is issued by Pruco Life Insurance Company in all states except New York, where, if available, it is issued by Pruco Life Insurance Company of New Jersey. Both are Prudential Financial companies located at 213 Washington Street, Newark, NJ 07102. Each is solely responsible for its own financial condition and contractual obligations. The BenefitAccess Rider is available for an extra premium. Additional underwriting requirements and limits may also apply. Obtaining benefits under the terms of the rider will reduce and may eliminate the death benefit. Benefits paid under the BenefitAccess Rider are intended to be treated for federal tax purposes as accelerated life insurance death benefits under IRC §101(g)(1)(b). Tax laws related to the receipt of accelerated death benefits are complex and may be taxable in certain circumstances. Receipt of benefits may affect eligibility for public assistance programs such as Medicaid. Accelerated benefits paid under the terms of the Terminal Illness portion of the rider are subject to a $150 processing fee. You should consult your tax and legal advisors prior to initiating any claim. A licensed health care practitioner must certify the chronic or terminal illness to qualify for benefits. Chronic illness claims will require recertification by a licensed health care practitioner. Other terms and conditions may apply. This rider is not long-term care (LTC) insurance and it is not intended to replace LTC. The rider may not cover all of the costs associated with chronic illness. The rider is a life insurance accelerated death benefit product, is generally not subject to health insurance requirements, and may not be available in all states. Prudential, the Prudential logo and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities. Prudential is committed to protecting your personal information. We do not disclose your personal information to Prudential affiliates or other companies to allow them to market their products or services to you. NOT FOR CONSUMER USE. © 2013 Prudential Financial, Inc. and its related entities. 0248107-00001-00 Ed. 07/2013 Exp. 01/25/2015 Securities and Insurance Products: Not Insured by FDIC or Any Federal Government Agency. May Lose Value. Not a Deposit of or Guaranteed by Any Bank or Bank Affiliate. This marketing material is subject to an expiration date and use of this material must be discontinued as of the expiration date. If you prefer not to receive further email messages from us please use this unsubscribe link. You will receive verification confirming your removal from the subscriber list and the option to re-subscribe if you prefer. To add individuals to the distribution list or change your email address, simply reply to this note.