Banner Life/William Penn upgraded to AA- 
Standard and Poor's gave Legal & General group another AA- long-term insurer financial strength rating, calling L&G's business financial risk profile,competitive position and its capital and earnings " very strong". Because LGA is considered core to the group, it shares the rating. ALL GOOD!
Don't forget with Shaw American you can fill out our Shaw Assist form and send it to us for immediate processing with Banner Life. We have teamed up with a great organization that offers service like no other. It is called MedZip the clients will get a call from a real doctor to complete and answer all the medical questions with your client for Banner.
If you are not a member of Jon's Club give Jeremy a call or email today to find out what our top commissions are with Banner and all our other great carriers. (800) 626-5888 extension 274. |
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Will Medicare Pay for it???
Check out this article from the Huffington Post on the 11 Myths of long term care. The most popular myths Medicare will pay for. Find out about the most popular misconceptions about long term care so that you will know how to answer your clients questions. Talk about it now, it's never too early and if you wait for a crisis it might be too late!
Contact Shaw American today for your Long Term Care or Life with Long Term Care quotes. (800)- 626-5888 Option 5 we are waiting to hear from you. |
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What is Buy/Sell Coverage?
Have questions about buy/sell agreements? Take a look at this question and answer piece from LifeMark Partners and it will answer all of your questions from what a buy-sell agreement is to when one is needed as well as the advantages and disadvantages of a buy-sell agreement.
Shaw American and LifeMark Partners has signed up with a great organization called Broadridge/Forefield we have access to just about any presentation you may need for any of your advanced to simple sales pieces to present to your clients to show the need for coverage. Please contact our Marketing Department today to see if there is a presentation piece you could use on your next case. (800) 626-5888 Option 5. |
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Top 10 Considerations: Maintaining and Operating Irrevocable Trusts
Find out if your client's trust is titled correctly, how future growth may effect their trusts, how to avoid filing errors and other common questions regarding irrevocable trusts. The Sacramento Bee has a great article written by McManus & Associates to answer all your questions.
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Graded -vs- Guaranteed Policies
Do you have a client who has been declined for insurance? Don't give up yet, your client may be eligible for a guaranteed or graded policy. Check out this article from "The Washington Times" to make sure that you know the difference between the two and you can make the best recommendation for your client.
Shaw American offers 5 different carriers that have Graded Death Benefit Term, Universal Life and Whole Life Contracts give us a call today to find out more. (800) 626-5888. |
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PRODUCT CHANGES & REPRICING |
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Lincoln Benefit Life
Effective June 8, 2013 new updated life application forms will be required in all states to comply with the Medical Information Bureau, Inc (MIB) requirements.
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Prudential
Coming - July 1, 2013
PruLife UL Protector will offer a Benefit Access Rider, the rider will provide Chronic and Terminal Illness Benefits.
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Transamerica
Trendsetter LB (Living Benefits) including Chronic, Critical and Terminal illness accelerated death benefits are now available for sale in California, Illinois and Maryland.
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United of Omaha
Guarantee Universal Life Plus product will have a reprice effective June 1, 2013. Applications signed after June 1 will receive the new rates. All applications signed prior to June 1 must be received at the home office by June 15th to qualify for the old rates.
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JOIN US - UPCOMING CONFERENCE CALLS/WEBINARS |
 Genworth - June 11, 2013 @ 2:00 Est. Selling Total Living Coverage
Genworth - June 19, 2012 @ 2:00 Est.
Illustrating Total Living Coverage
What you need to grow
Sales of linked benefit products have grown by 400% since 2006, and by 45% between 2010 and 2011. Total Living Coverage (TLC) from Genworth Life Insurance Company gives you the opportunity to join in this growth. Are you ready?
Stay tuned for more informative conference calls and webinars coming soon. |
