Upcoming Events
  John Hancock 2012 "The Many uses of Life Insurance and LTC Riders"
  
Have you ever sold a life insurance contract with a LTC rider?
Whether your answer is yes or no this is a meeting you need to attend.
How can life insurance with an ltc rider benefit you and your client's?
  • It is "Double Duty Dollars" which means you get 2 policies for the price of one.
  • If you love to sell products that are truly guaranteed with no moving parts you will enjoy selling this type of product because it has a guaranteed premium, guaranteed death benefit and guaranteed long term care rider benefits.
  • This is also an opportunity for you to reach out to your existing cliental to offer long term care to your clients.

Join Us:

When: Wednesday, April 24th, 2013

Where: The Standard Country Club

Time: 11:30-2:00 eastern standard time

Free Buffet Lunch and 2 hours of Free CE credits good for KY, IN or OH.

 

Yes please sign me up to attend the CE Meeting

 

I have a case to quote

 
Transamerica
  
Transamerica 

Spring Signals Change:

Let Transamerica Take Root in Your Agency
 Transamerica Offers Spring Bonus Program

 

  

With the snow thawing and Spring arriving, change is in the air. At Transamerica, we understand that change can be challenging. We recognize the adjustment you may have to make when processing TransACE® 2013 and TransACE Survivor® 2013 life insurance policies with the Real Time PricingSM model.

To take this adjustment from "new" to "an everyday routine," Transamerica is offering a limited-time incentive bonus program on TransACE and TransACE Survivor life insurance policies.

Since the launch of TransACE and TransACE Survivor with the Real Time Pricing model in early 2013, we've seen four increases in ACE interest rates. That means increased value for the consumer (lower premiums, extended guarantees, or a face amount increase).

Real Time Pricing allows us to maintain our commitment to the Guaranteed UL Market, be adaptable and responsive to current market conditions, and give consumers what they want-guarantees, flexibility and control.

  

TransACE 2013 and TransACE Survivor 2013 Bonus Program Dates: April 1, 2013 through
September 30, 2013.
 
Eligible Products: TransACE 2013 & TransACE Survivor 2013.

Eligible Policies: TransACE 2013 & TransACE Survivor 2013 policies with paid dates from April 1 through September 30, 2013. Applications must be dated no later than July 31, 2013 and received in good order by our Cedar Rapids Administrative Office by close of business on Wednesday, August 7, 2013. To be considered a received application, the following conditions must be met:

1.

The formal application with all fields completed (including signatures of all necessary parties) and forms required at time of application must be submitted with the application.

2.

If ownership is in the process of being determined-e.g., if a trust is being set up-a final application may be submitted later; however, the formal application with all other signatures must be received with the indication that ownership determination is in process.


 
Eligible Premium Base: Annualized target premium (not paid annualized premium).

Bonus Amount: 10% to writing producers
Banner Life

 

 

SING IT OUT. -New Low Rates

OPTerm rate improvement across nearly all rating classes and face amounts, including term riders. New Term rates effective April 11, 2013. With these improvements, we've sharpened our pencil across nearly all OPTerm rating classes and rate bands for a new proposition for everyone...even female standard smokers at $100,000.

 Click here to see where Banner lines up against the competition

 

Don't forget you can always use the Shaw Assist Form to complete all your Banner Term Business cases along with numerous other companies.

 

Genworth Long Term Care
 
Privileged Choice® Flex 2 to Launch April 15
 
  
New Underwriting Guidelines for Individual Long Term Care Insurance Products
 
 
Coming Soon: LTC Quick Request
 
 
2013 Cost of Care Launch
 
  
Scenario's regarding dating of applications: 

 

If the signed application is received by 4/12 at 3:00 pm EDT, the client would be eligible for currentPC Flex and the existing underwriting guidelines would be used.

 

If the signed application is received after 4/12 at 3:00 pm EDT, but before 4/22 at 3:00 pm, the client would be eligible for the current PC Flex, and the NEW underwriting guidelines would be used.

 

If the signed application for PC Flex is received after 4/22 at 3:00 pm, they will no longer be able to secure that product and would need to fill out new paperwork for PC Flex 2 and meet the new underwriting requirement.
About Us
  
Shaw American Financial
830 South Second Street
Louisville, Kentucky 40203
Shaw American Financial
Phone:1-800-626-5888