Simplified Products-Faster Results 

 
Guaranteed Issue Whole Life Insurance.
No Medical Exams, No Health Questions, No Kidding!
 
  • Permanent coverage to age 100. (1)
  • Face amounts from $5,000-$10,000 (2), with NO underwriting!
  • Ages 45-75 (In NE: 45-65)
  • You can't be turned down!
  • Your premiums never go up!
  • Your coverage is guaranteed!

*Guaranteed Issue Whole Life is an endowment policy with a benefit payable on the policy's maturity date or at the insured's death prior to age 100.  

1 So long as premiums are paid. 

 

Product availability varies by state.

2 During the first three policy years the benefit for death by natural causes is a refund of all premiums paid to date plus interest. For deaths due to accidental causes during the first three policy years (see policy for limitations), the full death benefit will be paid. Beginning day one of policy year four, the full death benefit is payable.

  
There are 24 million adults with diabetes in America. (1) Chances are, some of them are your loved ones.
  
Day one coverage for insulin-dependent diabetics! (2)
Simplified issue non-med Whole Life (WL) and Term products up to $50,000!
  
  • Full death benefit from day one! (2)
  • Up to $50,000 in coverage!
  • Premiums are level and guaranteed.
  • Optional Accidental Death Benefit Rider and Child Rider available.
  • Simple yes/no application.
  • No medical exams or bodily fluids testing. (3)
  • You may still be considered, even if you've been declined by another carrier.
1. Source: US Centers for Disease Control and Prevention, 2010. 
2. For those who qualify.  
3. Oral fluid/HIV testing collected by a paramed is required for WI applicants. 4. PAC: An Agreement in which the policyowner authorizes the Company to automatically draft premiums due from his/her specified bank account. Product/rider availability varies by state.
 
Final Expense Coverage!
Non-Med Simplified Issue!
Three Whole Life Products!
  
Provide funds for your loved ones for expenses-such as funeral costs and outstanding medical bills.
  
  • National Funeral Directors Association: average cost of a funeral is $6,560. (1)
  • Social Security provides a one-time death benefit $255. (2)
  • Veteran's Administration provides: $300 for non service related burial and funeral expenses. (3) $300 plot allotment. (3)

Express Issue Final Expense Whole Life Products offer:

  • Day one coverage! (4)
  • Up to $100,000 in coverage! (4)
  • Coverage that's affordable!
  • Guaranteed level premiums.
  • Optional Accidental Death Benefit Rider and Child Rider available. (5)
  • Simple yes/no application.
  • No medical exams or bodily fluids testing. (6)

1.Source: NFDA 2010 General Price List Survey; www.nfda.org

2 Source: www.socialsecurity.gov/survivorplan/ifyou7.htm

3.Source: www.cem.va.gov/bbene_burial.asp

4. For those who qualify.

5. Not available with EIWL.

6.Oral fluids/HIV testing collected by a paramed is required for WI applicants.

7. Pac: An agreement in which the policyowner authorizes the Company to automatically draft premiums due from his/her specified bank account.

Product/rider availability and issue ages vary by state.

Shaw American
www.shawamerican.com
We would love to discuss this A- Excellent rated Company and their
Products to see if they will work for your clients today.
Give us a call today!
(800) 626-5888 Option 5