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Adding It Up
September, 2013
In This Issue
Summary of Retirement Plans
2013 Tax Code Changes
Is A Reverse Mortgage Right For You
Summary Of Retirement Plan Options
Retirement Plan
Dealing with retirement plans can often leave employers confused.  Many would like to help their employees (and themselves) save more for retirement, but don't know where to start.  So we've included a table that moves from the simplest option to the most complex choice.

To download click here.
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Accounting Humor

Accounting Humor
Fall greetings from all of us at K&A (although right now it feels much more like summer)!  We hope you had a chance to enjoy a little summer "downtime" or vacation as well. As always, we thank you for your business, referrals and trust you place in us.
 
2013 Tax Code Changes Explained
Tax

 

As we are certain you have heard in the news, 2013 is a year of changes to the tax code, which will more likely then not impact your tax liability. Some planning tips:
  • Shift to municipal bonds
  • Shift to growth vs. dividend paying stocks
  • Reduce rental income where there is an element of control

To review the more pertinent changes download our letter here.

Is A Reverse Mortgage Right For You?  

 

Many older people have a mortgage-free home, but little extra monthly cash. How can you tap into your home equity without selling your house or making additional loan payments?  You may want to consider a reverse mortgage.

 

A reverse mortgage is essentially a loan where you borrow against your home in installments. Each month you receive a payment representing loan proceeds, and the loan gets bigger instead of smaller - a "reverse mortgage."   Read more here.