October 1, 2014
 
A Reliable Way to Become a More Effective Healthcare Consumer
 
John F. Webber, CEBS, CLU
Vice President

As medical costs continue to rise, employers are searching for ways to contain health insurance premiums. One of several ways to control healthcare costs is plan design.  Over the past few years, many employers have decided to offer consumer directed health plans (Health Savings Accounts, HSAs and Health Reimbursement Accounts, HRAs), with the goal to empower employees and families in their healthcare buying decisions.

 

For a lower premium, there are higher out of pocket costs for members, when incurring medical services.  If an employee purchases high quality health services on a more cost effective basis, then the cost for both the employee and employer is less. Read

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Cold or Flu?
  
Brought to you by Nan Maley, RN
Director, Corporate Wellness
Though the common cold and seasonal influenza share several symptoms, there are points of differentiation that will help you identify which you may have in order to seek proper treatment.  It is important to tell the difference, as the flu can result in more serious health complications, while the cold likely will not.
 
Typically, symptoms of the common cold come on gradually, and may start with a sore throat or irritated sinuses.  The most common symptoms of a cold are nasal congestion, sneezing and runny nose.  Read

 

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