Gary R. Goodhile, CLU
Principal and Co-Owner
By now most everyone is familiar with the public exchanges mandated by the Affordable Care Act beginning January of 2014; these are state specific, government run health insurance exchanges. Locally, the Health Connector will serve as the public exchange offering for the state of Massachusetts. At its core an exchange is an online marketplace where individuals can shop for health insurance. Public exchanges market a mandated menu of insurance offerings to individuals.
Over the past 12-24 months employers have started to become exposed to what I would describe as an alternative and emerging health insurance distribution system, the "Private Exchange". These models represent a more contemporary form of the old defined contribution approach to providing employer sponsored benefits (including health insurance) that had gained traction in the 90's, but never achieved the success that was forecasted. Read |
The Summer Sun and Your Eyes
Brought to you by Nan Maley, RN
Director, Corporate Wellness
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Eye medical doctors (ophthalmologists) caution us that too much exposure to UV light raises the risks of eye diseases, including cataract, macular degeneration, growths on the eye, and cancer.
Growths on the eye, such as pterygium, can show up in our teens or twenties, especially in surfers, skiers, fishermen, farmers, or anyone who spends long hours under the mid-day sun or in the UV-intense conditions found near rivers, oceans, and mountains.
Diseases like cataract, age-related macular degeneration, and eye cancers can take many years to develop, but each time we're out in the sun without protection we could be adding damage that adds to our risks for these serious disorders. Read |
Needham Heights Office: 72 River Park � Needham Heights, MA 02494-2631 Phone: 781.449.8323 � Fax: 781.449.5419
Worcester Office: One Chestnut Place � Worcester, MA 01608-2804 Phone: 508.471.9017 � Fax: 508.797.3689 |