FOR YOUR BENEFIT.......
The Sullivan Benefits Monthly Newsletter
   August 5, 2013
Private Exchanges 101

 

Gary R. Goodhile, CLU

Principal and Co-Owner

 

By now most everyone is familiar with the public exchanges mandated by the Affordable Care Act beginning January of 2014; these are state specific, government run health insurance exchanges. Locally, the Health Connector will serve as the public exchange offering for the state of Massachusetts. At its core an exchange is an online marketplace where individuals can shop for health insurance.  Public exchanges market a mandated menu of insurance offerings to individuals.

  

Over the past 12-24 months employers have started to become exposed to what I would describe as an alternative and emerging health insurance distribution system, the "Private Exchange". These models represent a more contemporary form of the old defined contribution approach to providing employer sponsored benefits (including health insurance) that had gained traction in the 90's, but never achieved the success that was forecasted. Read

The Summer Sun and Your Eyes

 

Brought to you by Nan Maley, RN 

Director, Corporate Wellness  

 

Eye medical doctors (ophthalmologists) caution us that too much exposure to UV light raises the risks of eye diseases, including cataract, macular degeneration, growths on the eye, and cancer.

 

Growths on the eye, such as pterygium, can show up in our teens or twenties, especially in surfers, skiers, fishermen, farmers, or anyone who spends long hours under the mid-day sun or in the UV-intense conditions found near rivers, oceans, and mountains.

 

Diseases like cataract, age-related macular degeneration, and eye cancers can take many years to develop, but each time we're out in the sun without protection we could be adding damage that adds to our risks for these serious disorders. Read

Sullivan Benefits is your one-stop resource for all your employee benefits and wellness needs:

Cost savings approaches
Employee engagement & wellness programs
Staying compliant with changing legislation
Form 5500 Filings & Summary Annual Reports
COBRA administration
Benefits communications
Benefits administration
International benefits
Commercial property & casualty insurance
A third party, critical review of current programs
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Phone: 781.449.8323 � Fax: 781.449.5419

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Phone: 508.471.9017 � Fax: 508.797.3689
Sullivan Benefits - Innovative Solutions. Trusted Advice.

 

 

 

THE COMPLIANCE CORNER...........

   

 

07/12/13

    

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 Sullivan Benefits

07/02/13 

 

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MARKET UPDATES
 
USA TODAY

07/29/13

 

U.S. News & World Report Releases 2013-14 Best Hospitals Rankings

U.S. News

07/16/13

   

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BENEFITS BUZZ

 

 

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AUGUST

 WELLNESS EVENT IDEAS AND RESOURCES 

 

August 2013 National Health Organization Wellness Calendar

 

 

 

  

Contact us for additional ideas, resources, or to help you implement Employee Wellness Programs

that fit your employees' needs.

 

www.sullivan-benefits.com