HELP WANTED with Halloween Party - October 26

The Ladies Auxiliary is once again hosting the annual Halloween party for our families and children on October 26 at 2pm. In order for this to be successful we all need to help out. Please consider volunteering for set-up, clean-up or wagon driving for hayrides. Please call Sheila at 816-734-2382 to sign up for one of these volunteer opportunities. Thanks for all your help!!!

Steak and Chicken Dinner - October 12

Also, the Ladies Auxiliary are planning their major fund raiser for the year on October 12, a steak and chicken dinner!! Yum. Yum. The price is $11.00 per person, and happy hour starts at 5 pm. Don't miss out on this opportunity to enjoy delicious food, fellowship and helping our wonderful Ladies Auxiliary.

Gladfest - October 4

Come one and all to the Gladfest Parade on October 4. Bring the kids and/or grandkids to join us in walking in the parade and giving out tootsie rolls. We will meet at the hall between 8-8:30 am to carpool to the parade. Please join us in supporting our local community.

Mike Hernandez - Family Activities Chairman  

The Pitfalls of Replacing Coverage

You know the old saying, "the grass seems greener on the other side of the fence," but we all know that it rarely is. The same holds true when it comes to replacing your existing Knights of Columbus life insurance with coverage offered by another company.Perceptions are deceiving. A move to the "greener" grass on the other side of the fence might seem like a good one, but it can leave you with less green in your wallet - in some cases, a lot less. That's why it pays to remember another old adage, "Read the fine print."

There are many reasons to keep your existing coverage in force, whether that coverage is with the Knights of Columbus or with another company. I'll focus on the potential pitfalls of replacing coverage here - pitfalls that an agent trying to convince you that the grass actually is greener might neglect to mention.

First, all life insurance contracts contain a contestability period, which allows the insurer to contest claims made for a period - typically two years - after the contract is issued. Chances are this is no longer an issue with your current coverage.

Second, it's unlikely that you can obtain the same amount of coverage, for the same premium, that you were able to obtain with your existing contract. The two factors that determine how much you'll need to pay for life insurance coverage are age and health. Certainly, you're older now than you were when you took out your current coverage. There's no way around that. And you have to ask yourself, has your health changed during that time? Is your blood pressure the same? Your cholesterol? Have you gained weight? All these factors can affect the amount of coverage you'll get for your premium dollar.

If someone encourages you to replace - or worse, drop - your existing coverage, please call me. I'll show you how your existing coverage is working for you and why replacement is rarely in your best interest.

October is going to be a busy month for the Ladies' Aux. First, on our agenda is October 4th. The ladies' are going to Liberty for the fall home tour.  The cost is $15.00 per person.  If you would like to attend, we are meeting at the hall at 11:00 a.m.  We will stop in Liberty for lunch before we begin the tour.  

 October 12th is our annual Steak and Chicken dinner.  Pat Smith and Marie Robinson have agreed to head this event for us.  The price of the dinner has been changed to $11.00 because of the rise of meat prices. This is our major fund raiser for the Lady's.   

Our meeting night is October 20th at 7:00 p.m. Then on October 26th is our annual Children's Halloween party.  The party starts at 2:00 p.m.  There will be crafts to make, games to play, treats to eat and of course our haunted village to trick or treat.  We will be needing a driver for the Knight's wagon, so we can offer hay rides again this year.  We could also use help setting up the hall and cleaning up after the party.  If you can volunteer, please call Sheila at 734-2382.  

These are fun activities and we hope you can attend.

Happy Fall,

Sheila Van Keirsbilck