eCurrents newsletter Masthead
Holiday Edition 2012
In This Issue
Product Spotlight: Mobile Banking
Protect Yourself During the Holidays
New Products & Services
Member Notifications
Texans Brainteaser
Helpful Links

Get Social with Texans!


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Credit Union Announcements


Holiday Branch Closures:

All branches will be closed for the following upcoming holidays:


Veterans Day

Monday, November 12th


Thanksgiving Day

Thursday, November 22nd


Christmas Eve

Monday, December 24th
(close at 2:00pm)


Christmas Day

Tuesday, December 25th


New Year's Eve

Monday, December 31st
(close at 2:00pm)


New Year's Day - 2013

Tuesday, January 1st


You can always see the latest holiday closure information on our website!











Members have been asking for Texans Credit Cards and they're here!


Whether you will use your Texans Credit Card for everyday purchases, travel expenses, holiday shopping or just for emergencies, we have the card for you. And now, just in time for the holidays, we have a GREAT introductory offer going on through the end of the year:


New Texans Credit Cards - Apply Now!

Take advantage of all of our money-saving offers!

  • $200 cash back when you spend $5,0001
  • Introductory low rate of 2.99% APR on new purchases2
  • Low balance transfer rate of 4.99%APR - with $0 balance transfer fee3

Get more information on this great introductory offer!


These special offers won't last long, so apply today or ask a branch representative for details!

Which Texans Credit Card is right for me?

We know that each member has unique financial needs. Our new credit cards cater to you with two great options:


Our Cash Rewards Card is ideal for members that travel often or want to regularly use their card for large purchases and reap the cash-back rewards! Get all of the details on our Cash Rewards Card...


Our Rate Advantage Card is the right choice for members who use their card for everyday purchases or large occasional expenses and want to benefit from a low interest rate! Get all of the details on our Rate Advantage Card...

Apply Today! 

Apply Today!



Click here for disclaimer information

We are ROCKIN' the RATE!
Auto Loans as Low as 1.99% APR*!
Our auto loan rates are at historic lows - while they're this low, we want to ROCK OUT and celebrate this low rate when you refinance your vehicle or finance a new or used car with Texans!
Rock the Rate!  
90-Day-No-Pay!ROCK!Enter to win a NEW iPad! 
Take advantage of some of the lowest rates in town and our exclusive 90-Day-No-Pay1! Plus, when you submit an application for an auto loan during the promotion, you will be entered to win one of 15 iPad's2!
And if you close your auto loan for a NEW vehicle during the promotion, we'll also give you a $50 iTunes Gift Card3 as our way of saying "Rock on!"
rocknroll2Now, we know you can't have a rockin' performance without a great band and a sold-out crowd! Tell us which Texans Team Member has treated you like a ROCK STAR and really made your day - the Texans Team Member with the most votes will win a special prize as a thank-you for going above and beyond, and the members who voted for him/her will be put in a special drawing to win a Rock 'n Roll Prize Package!

mobile_bankingProduct Spotlight: Mobile Banking

Access your account 24/7 with Texans Mobile Banking!


For the ultimate in convenience, we offer our members a variety of secure mobile banking programs for FREE*!


Mobile App for Smart Phones

The convenience of Online Banking is now available from your smart phone or tablet device! You can download the FREE* Texans CU app to access your accounts anywhere and anytime! Get more details or download the app now:


Apple App:                             Android App:

Download the Apple App Now!                     Download the Android App Now!


Mobile Banking

When you visit on your phone's mobile Internet browser, you will have access to the Texans mobile banking site. No sign-up or download required. Get more details...


Text Banking

You can get your account balances, view recent transactions and transfer funds in the few seconds it takes to send a text message. Perfect for a quick balance inquiry before a holiday shopping trip! Find out how to sign up now...


Compare all of the Texans Mobile Banking solutions



*Texans does not charge a fee for our smart phone app or any mobile/text banking solution. Mobile carriers may assess standard text messaging or data usage charges. Please check with your cell phone service provider for more information.

Holiday Protect Yourself During the Holidays 

Holiday shopping has already begun for some and it's easy to get so excited with the sales, festive decorations and credit card swipes that you forget to pay attention to the little things... until it's too late. That can leave you and your money open to fraud.
Remember these important tips to protect yourself from holiday fraud:
  • When you make a purchase, ensure that receipts reflect the correct transaction amount.
  • When you perform a transaction with your debit card, make sure that others do not see your PIN.
  • When using a debit card, you may select "credit", which requires a signature and extends the $0 member liability under the VISA / Master Card association rules.
  • Review all account activity daily (including checking, savings, credit cards, etc.).
  • Get the rest of our holiday fraud prevention tips now...
new! New Products & Services Coming Soon! 


Look for these great new products and services that will soon be available!



This year, TurboTax will be available through Texans Online Banking. TurboTax integrates with your existing FinanceWorksTM account and populates standard tax deductions (ie: charitable donations). It also integrates with your Texans account so you can easily deposit your tax refund - everyone needs fewer things to worry about during tax season!


Expected Roll-Out: December 20, 2012


Purchase Rewards

Purchase Rewards is a FREE program that allows you to get cash back reward offers based on the places you shop most! Each offer is unique so you can pick the rewards that work for you - and all you have to do is pay using your Texans Platinum Check Card! So simple!


Expected Roll-Out: 2013 - Early First Quarter

Remote Deposit - Mobile App Feature

With Remote Deposit, members who use the Texans CU smart phone app will be able to deposit their checks without leaving the comfort of their home! Perfect when you are on the go, out of town or can't get to a Texans branch or ATM right away. This feature redefines convenience.


Expected Roll-Out: 2013 - Mid-First Quarter

Member Notifications



Pursuant to Texans Credit Union Department Rule 91.315, documents relating to Texans Credit Union's finances and management are available by contacting us at 972-348-2000 or 800-843-5295.



If you have a problem with the services provided by this credit union, please contact us at: Texans Credit Union 800.843.5295 or 972.348.2000. The credit union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department. If any dispute is not resolved to your satisfaction, you may also file a complaint against the credit union by contacting the Texas Credit Union Department at 914 East Anderson Lane, Austin, Texas 78752-1699, Telephone Number: (512) 837-9236, Website:


These notifications and other disclosures can be found on our website under About Texans. 

Texans Brainteaser

Next year, Texans Credit Union is turning 60 so we are celebrating with a word scramble about our history and what makes credit unions unique! Use the clues to help unscramble the words and find the secret word!
1. On October 8, 1953, our credit union was founded by 11 employees of Texas ___________.
2. The first branch was located at 6110 ______ Avenue.
3. Texans was originally named ______ based on our founders' employer.
4. Credit unions are not-for-______ financial cooperatives.
5. Texans recently launched 2 new credit cards: Cash Rewards and Rate _________ Cards.
6. One way credit unions are different from _____ is that they are insured by NCUA. 


Secret word hint: What is at the heart of all credit unions? 
To check your answers, visit our Answer Page here! 

Helpful Links 


Use Texans CarShop to view new and used car pricing, as well as browse our informative resources to help you make the right decision for the perfect car! 


Apply online for the ultimate convenience!  Available for auto loans (new, used, or refinance), home equity loans, personal loans, or one of our other great loan products!
Check out our latest competitive rates on loans, CD's, and savings accounts!


Should you rent or buy? Invest in a Traditional IRA or Roth IRA? How much do you need to save for that new top-of-the-line TV? Our calculators can answer all of this and more
Go green with Texans e-Statements today!  Not only will you save a tree or two, but you'll reduce the clutter in your home, too!
Our members are eligible for more than just great products and services - you also have access to a host of spectacular deals and discounts!
Texans Credit Union logo & footer
P.O. Box 853912, Richardson, Texas 75085-3912
972.348.2000 or 800.843.5295
*To change your email address, please log into Online Banking at,
click on the Self-Service link in the top right, then click on "E-mail Address".