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 Planning for Long Term Care   

   
                  
 February, 2016
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In This Issue
Article Headline
Featured Article
blonde mother & daughter   
   What Happens To My Premium Dollars If...
Ray Smith photo
Ray
Links...
Archive Earlier eNews-letters & articles
AALTCI American Association for Long Term Care Insurance 
CLTC Corp. for Long Term Care Certification 
Colorado Division of Insurance Gateway to the long term care section
Medicare The official  Medicare website
You Tube Why I Do What I Do.  Oops!  Since recording the video, my website has changed to www.LTCinsuranceGuy.com & my email address to Ray@LTCinsuranceGuy.com  
     

Disclaimer: This eNewsletter and all links to other sources should not be construed as tax or legal advice because it is not either. Raymond Smith, The Long Term Care Specialist, does not give legal or tax advice. Consult your tax advisor or attorney for these matters.

 

 

An interesting race this political season, don't you think?  We may know more about who the presidential nominees will be by the time the March eNewsletter is sent out.  Or maybe not.  Not to worry.  I'm not going there.

 

Whatever your political persuasion, thank you for reading Planning for Long Term Care.  Without you, I would have no reason to write every month...and I do enjoy doing this.

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Where Did MedAmerica Go?
MedAmerica Insurance Company did not go anywhere.  Its administrative/operations offices are still in Rochester, NY.  What has happened is that effective 2/...Read More      
 
What Happens To My Premium Dollars If I Never Have A claim?blonde mother & daughter
Are you asking about auto insurance?  Homeowners?  Malpractice/errors & omissions insurance?  Of course not.  I know that your question is about...Read More

 

 

 

 

 

 

 

 

 

A plan to pay for Long Term Care services is not a financial plan.  But a financial plan that does not address long term care can not be a complete financial plan. 
Sincerely,
 Ray Smith
 Raymond Smith, CLU, CLTC, MBA
 The Long Term Care Specialist
 303-699-4172

© Raymond Smith, The Long Term Care Specialist, 2015