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 Planning for Long Term Care   

   
                  
 June, 2015
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In This Issue
Article Headline
Featured Article
    Eight Places to Buy Long Term Care Insurance...   
 
Ray Smith photo
Ray
Links...
Archive Earlier eNews-letters & articles
AALTCI American Association for Long Term Care Insurance 
CLTC Corp. for Long Term Care Certification 
Colorado Division of Insurance Gateway to the long term care section
Medicare The official  Medicare website
You Tube Why I Do What I Do.  Oops!  Since recording the video, my website has changed to www.LTCinsuranceGuy.com & my email address to Ray@LTCinsuranceGuy.com  
  
   

Disclaimer: This eNewsletter and all links to other sources should not be construed as tax or legal advice because it is not either. Raymond Smith, The Long Term Care Specialist, does not give legal or tax advice. Consult your tax advisor or attorney for these matters.

 

 

If you read (or have read) this May, 2015 eNewsletter, please also read Correction to the same eNewsletter.  Both can be accessed by clicking on Archive, under Links, on the left hand column of this page.  The mistake was that I said "skilled nursing facility" instead of "hospital" when discussing the requirement for three overnights.

 

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Eight Places to Buy Long Term Care Insurance...Where Can You Get the Best Deal?  

Long term care insurance can be purchased from a       variety of sources.  This give rise to the question, where is the best place to buy it?

 

There are two absolutes about the cost of long term care insurance: Absolute Number 1: The price is...Read More 

 

 

 

Did You Know?

1. Most, but not all companies charge women more than men for long term care insurance.  Which major insurance company does not yet do this?

2. Which long term care insurance company is best for someone planning to retire outside of the U.S. and Canada?

3. For people who have been diagnosed with Type II diabetes, which companies are most likely to issue policies?

4. Can an insurance company cancel a long term care policy as long as premiums are paid when due?

 

 

If you are not sure (or even if you think you are), contact The Long Term Care Specialist at 303-699-4172 for answers to the above questions.

 
 
A plan to pay for Long Term Care services is not a financial plan.  But a financial plan that does not address long term care can not be a complete financial plan. 
Sincerely,
 Ray Smith
 Raymond Smith, CLU, CLTC, MBA
 The Long Term Care Specialist
 303-699-4172

© Raymond Smith, The Long Term Care Specialist, 2015