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 Planning for Long Term Care   

   
                  
 
January, 2015
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In This Issue
Article Headline
Featured Article
  Heritage Club, Mountain View    
How can $50 per day help?
Ray Smith photo
Ray
Links...
Archive Earlier eNews-letters & articles
AALTCI American Association for Long Term Care Insurance 
CLTC Corp. for Long Term Care Certification 
Colorado Division of Insurance Gateway to the long term care section
Medicare The official  Medicare website
You Tube Why I Do What I Do.  Oops!  Since recording the video, my website has changed to www.LTCinsuranceGuy.com & my email address to Ray@LTCinsuranceGuy.com  
  
   

Disclaimer: This eNewsletter and all links to other sources should not be construed as tax or legal advice because it is not either. Raymond Smith, The Long Term Care Specialist, does not give legal or tax advice. Consult your tax advisor or attorney for these matters.

 

 

2014 has flown the coop.  Welcome to 2015.There is nothing we can do about the year that was, but you and I can do plenty to positively impact the future.  Let's do it!

 

The Long Term Care Specialist wishes you and yours a happy, healthy, prosperous and peaceful New Year...and thank you for reading this eNewsletter.

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Nursing Home Costs $7,650 Per Month.  How can $50 Per Day Help?

Heritage Club, Mountain View  

I have often said that "almost any long term care insurance policy is better than no policy."  In light of the $7,650 cost, what difference can be made by a long term care insurance policy paying $1,500 per month ($50 per day)?  Let me count the ways:  READ MORE

  

 

The Millionaire's Guide to Medicaid...

 

CLICK HERE Here for an interesting short video by elder law attorney Jim Schuster of Southfield, MI.  It provides a clear, non-technical, explanation of Medicaid and the high net worth individual.  Although sight differences exist from state to state, the Medicaid rules are essentially the same nationally.  

 

 
A plan to pay for Long Term Care services is not a financial plan.  But a financial plan that does not address long term care can not be a complete financial plan. 
Sincerely,
 Ray Smith
 Raymond Smith, CLU, CLTC, MBA
 The Long Term Care Specialist
 303-699-4172

© Raymond Smith, The Long Term Care Specialist, 2015