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 Planning for Long Term Care   

   
                  
 October, 2014
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In This Issue
Article Headline
Featured Article
      Overwhelmed?       
Ray Smith photo
Ray
Links...
Archive Earlier eNews-letters & articles
AALTCI American Association for Long Term Care Insurance 
CLTC Corp. for Long Term Care Certification 
Colorado Division of Insurance Gateway to the long term care section
Medicare The official  Medicare website
You Tube Why I Do What I Do.  Oops!  Since recording the video, my website has changed to www.LTCinsuranceGuy.com & my email address to Ray@LTCinsuranceGuy.com  
  
   

Disclaimer: This eNewsletter and all links to other sources should not be construed as tax or legal advice because it is not either. Raymond Smith, The Long Term Care Specialist, does not give legal or tax advice. Consult your tax advisor or attorney for these matters.

 

 

I meet the most interesting people.  This month's featured article is about someone who has figured out a way to simplify complex health care decisions...when you are the one who has to decide.  What do you think?  Is he on to something?  

  

Thank you again for being a loyal reader.  As always, I welcome your comments, both positive and negative. 

 

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Overwhelmed by a Medical Diagnosis?

For yourself or a loved one?  Confident that all treatment options have been explained to you?...and you understand them well enough to make a go od decision?  Don't comprehend all the medical mumbo-jumbo and afraid to ask for a clearer explanation?  You should consider talking with...Read More

   

 

 

 

Age 40? 50? 60? or Later?  When is the Best Time to Buy Long Term Care Insurance?

 

The best time to buy long term care insuraHappy couplence is just before you are diagnosed with something that makes you uninsurable.  A smart-aleck response to be sure, but it contains an important message: you must qualify medically before you can buy long term care insurance.  So when is the best time to buy?  Your...Read More

 
A plan to pay for Long Term Care services is not a financial plan.  But a financial plan that does not address long term care can not be a complete financial plan. 
Sincerely,
 Ray Smith
 Raymond Smith, CLU, CLTC, MBA
 The Long Term Care Specialist
 303-699-4172

© Raymond Smith, The Long Term Care Specialist, 2014