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 Planning for Long Term Care   

   
                  
 May, 2014
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In This Issue
Article Headline
Featured Article
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What Happens When You Call Me?
Ray Smith photo
Ray
Links...
Archive Earlier eNews-letters & articles
AALTCI American Association for Long Term Care Insurance 
CLTC Corp. for Long Term Care Certification 
Colorado Division of Insurance Gateway to the long term care section
Medicare The official  Medicare website
You Tube Why I Do What I Do.  Oops!  Since recording the video, my website has changed to www.LTCinsuranceGuy.com & my email address to Ray@LTCinsuranceGuy.com  
  
   

Disclaimer: This eNewsletter and all links to other sources should not be construed as tax or legal advice because it is not either. Raymond Smith, The Long Term Care Specialist, does not give legal or tax advice. Consult your tax advisor or attorney for these matters.

 

 
As you read this, I am participating in a long term care conference in Kansas City.  Learning about new products being developed by insurance companies and bouncing ideas off old industry friends.  Among other positives, this conference should give me some topic ideas to write about in future monthly eNewsletter editions.  In the meantime, please tell me what you would like to see.  Your questions and suggestions are always welcomed. 

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What Happens When You Call Me?

Almost all of my new clients are referred to me by someone else.  Financial planners, wealth managers, lawyers, CPAs and insurance agents like how I work and thus feel good about referring their clients to me.  My current clients also often recommend me to their friends and business associates as well.  People also find me online through my website or articles I have written.

 

Either I have been given your name and phone number and asked to call you, or you call me. Client pre-qualification checklist During that phone conversation I try...READ MORE 

 

 

 

About Body Mass Index (BMI)

Is my weight where it should be?  Am I underweighMan with a bellyt, at the right weight, overweight, obese?  According to who?  BMI is being used more and more by insurance companies as part of their underwriting decision    making process. CLICK HERE to learn more about BMI.  Please disregard the advertisements.

 

 
 
A plan to pay for Long Term Care services is not a financial plan.  But a financial plan that does not address long term care can not be a complete financial plan. 
Sincerely,
 Ray Smith
 Raymond Smith, CLU, CLTC, MBA
 The Long Term Care Specialist
 303-699-4172

© Raymond Smith, The Long Term Care Specialist, 2014