Planning for Long Term Care

May, 2014

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In This Issue

Article Headline

Featured Article

What Happens When You Call Me?

Ray

Links...

My Website

Archive Earlier eNews-letters & articles
AALTCI American Association for Long Term Care Insurance

Alzheimer's Association

CLTC Corp. for Long Term Care Certification

Colorado Division of Insurance Gateway to the long term care section

Medicare The official Medicare website

National Assoc. of Professional Geriatric Care Managers Worth their weight in gold.

You Tube Why I Do What I Do. Oops! Since recording the video, my website has changed to www.LTCinsuranceGuy.com & my email address to Ray@LTCinsuranceGuy.com

Disclaimer: This eNewsletter and all links to other sources should not be construed as tax or legal advice because it is not either. Raymond Smith, The Long Term Care Specialist, does not give legal or tax advice. Consult your tax advisor or attorney for these matters.

As you read this, I am participating in a long term care conference in Kansas City. Learning about new products being developed by insurance companies and bouncing ideas off old industry friends. Among other positives, this conference should give me some topic ideas to write about in future monthly eNewsletter editions. In the meantime, please tell me what you would like to see. Your questions and suggestions are always welcomed.

What Happens When You Call Me?

Almost all of my new clients are referred to me by someone else. Financial planners, wealth managers, lawyers, CPAs and insurance agents like how I work and thus feel good about referring their clients to me. My current clients also often recommend me to their friends and business associates as well. People also find me online through my website or articles I have written.

Either I have been given your name and phone number and asked to call you, or you call me. Client pre-qualification checklist During that phone conversation I try...READ MORE

About Body Mass Index (BMI)

Is my weight where it should be? Am I underweight, at the right weight, overweight, obese? According to who? BMI is being used more and more by insurance companies as part of their underwriting decision making process. CLICK HERE to learn more about BMI. Please disregard the advertisements.

A plan to pay for Long Term Care services is not a financial plan. But a financial plan that does not address long term care can not be a complete financial plan.

Sincerely,

Ray Smith

Raymond Smith, CLU, CLTC, MBA
The Long Term Care Specialist

303-699-4172

ray@LTCinsuranceguy.com

� Raymond Smith, The Long Term Care Specialist, 2014