An Interesting Phone Call...about  rate increases
While staring at my computer screen, wondering what to write about for this eNewsletter, the phone rang. A long-time life insurance client (from before I began specializing in long term care planning) was on the line. She had since moved to another state and had purchased long term care insurance from another agent. "It is OK", I told her, "You didn't know my insurance practice had changed back in 2001". Her question: The agent who had sold her long term care insurance was nowhere to be found, and my client had just received notice of a rate increase. "What should I do?", she said. READ MORE
You Must Have A Plan
You do not necessarily need to buy a long term care insurance policy. Insurance is not appropriate for people with few assets or little income. But you must have a PLAN...Here is why... READ MORE 
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Planning for Long Term Care
