28% TLTCS logo   Planning for Long Term Care
                  
 February, 2014
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In This Issue
Article Headline
Featured Article
 
           
A Different Kind of Long Term Care Insurance?

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Archive Earlier eNews-letters & articles
AALTCI American Association for Long Term Care Insurance 
CLTC Corp. for Long Term Care Certification 
Colorado Division of Insurance Gateway to the long term care section
Medicare The official  Medicare website
You Tube Why I Do What I Do.  Oops!  Since recording the video, my website has changed to www.LTCinsuranceGuy.com & my email address to Ray@LTCinsuranceGuy.com  
  
   

Disclaimer: This eNewsletter and all links to other sources should not be construed as tax or legal advice because it is not either. Raymond Smith, The Long Term Care Specialist, does not give legal or tax advice. Consult your tax advisor or attorney for these matters.

 

 

Here we are at the end of February.  One-sixth of 2014 has already passed.  How can time possibly fly by this quickly.

 

Before we know it, we will be in our next decade of life.  All the more reason to have a plan for the future.  One piece of that plan is determining, while we still have the opportunity of doing so, how we are going to deal with our long term care needs.  We do not necessarily need to have long term care insurance, but we must have a plan.  Without a long term care plan, both our dollar and personal relationship costs will be far greater than they need to be.

 

Thank you again for reading this monthly eNewsletter.  I am experimenting with a quick and easy form for you to reply with comments to the articles.  The form, attached to the article "Read More" links, allows you to quickly and easily provide feedback, positive or negative.  I hope you will try it.

 

 

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A Different Kind of Long Term Care Insurance?

'What if I could show you a long term care insurance policy that guarantees you (or your beneficiaries) will get all of your money back, at the very least, even if you never need long term care services?"  That is how I was introduced to the concept...READ MORE

 

 

 

 

 

 

Finding the Right Assisted Living Facility (for yourself or a loved one)

Assisted living facilities (licensed as assisted living Heritage Club, Mountain Viewresidences in Colorado) can be the best long term care setting for a given person.  They have become popular because of opportunities for socialization while providing the day-to-day assistance that many people need.  Before considering assisted living...   READ MORE

 
A plan to pay for Long Term Care services is not a financial plan.  But a financial plan that does not address long term care can not be a complete financial plan. 
Sincerely,
 Ray Smith
 Raymond Smith, CLU, CLTC, MBA
 The Long Term Care Specialist
 303-699-4172

© Raymond Smith, The Long Term Care Specialist, 2014