28% TLTCS logo   Planning for Long Term Care
                  
 August, 2013
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In This Issue
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Featured Article
 
    
Should You Hire A Caregiver Yourself?

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Links...
Archive Earlier eNews-letters & articles
AALTCI American Association for Long Term Care Insurance 
CLTC Corp. for Long Term Care Certification 
Colorado Division of Insurance Long Term Care section of website 
Medicare The official  Medicare website
You Tube Why I Do What I Do 
  
   

Disclaimer: This eNewsletter and all links to other sources should not be construed as tax or legal advice because they are neither. Raymond Smith, The Long Term Care Specialist, does not give legal or tax advice. Consult your tax advisor or attorney for these matters.

 

 

I really needed a vacation!  My wife & I just returned from a trip that included visiting family in Boston, four days & nights on a schooner off the coast of Maine, & spending a few days with our son in Washington, DC.  All good.  All of us need an occasional break from the day-to-day routine.  It doesn't have to be days spent on a sailboat, but that was nice.  Now I am ready to plunge back into my world of helping people plan for when they need long term care services.  Thank you for bearing with me while I was gone.

 

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Should You Hire a Caregiver Yourself?  Or Go Through A Home Care Agency?   

You could hire a caregiver by running a newspaper or online advertisement, asking friends and neighbors for recommendations, or posting a "help wanted" notice on your church or synagogue bulletin board.  At least in the short run, it will... Read More 
  
   
 
 
A plan to pay for Long Term Care services is not a financial plan.  But a financial plan that does not address long term care can not be a complete financial plan. 
Sincerely,
 Ray Smith
 Raymond Smith, CLU, CLTC, MBA
 The Long Term Care Specialist
 303-699-4172

© Raymond Smith, The Long Term Care Specialist, 2013