28% TLTCS logo   Planning for Long Term Care
                  
 July, 2013
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In This Issue
Article Headline
Featured Article
 
 Man in chair with puppies   
I Want to Keep Them at Home But...

Ray Smith photo  

Links...
Archive Earlier eNews-letters & articles
AALTCI American Association for Long Term Care Insurance 
CLTC Corp. for Long Term Care Certification 
Colorado Division of Insurance Long Term Care section of website 
Medicare The official  Medicare website
You Tube Why I Do What I Do 
  
   

Disclaimer: This eNewsletter and all links to other sources should not be construed as tax or legal advice because it is not either. Raymond Smith, The Long Term Care Specialist, does not give legal or tax advice. Consult your tax advisor or attorney for these matters.

 

 

Thank you for taking the time to read this eNewsletter. I hope you are enjoying your summer.  'Tis a privilege to live in Colorado*.  For those not so richly blessed, 'tis a privilege to visit Colorado.  Let me know when you are coming so we can get together.

 

*For many years, this had been on the masthead of the Denver Post.  I am happy to report that it is still true.

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I Want to Keep Mom, or Dad, Lift chair or My Spouse, or Myself At Home But...

...I worry about safety issues.  How can I keep them from falling?  How  
can Mom possibly lift Dad? Multiple times per day?  Read More       
Will Your Passwords Leave When You Do?

We live in a digital age.  I am reminded of all the Padlock on data passwords needed for me to write this article.  Not to mention everything else locked behind a password...What about you?  If you are a...Read More

 
A plan to pay for Long Term Care services is not a financial plan.  But a financial plan that does not address long term care can not be a complete financial plan. 
Sincerely,
 Ray Smith
 Raymond Smith, CLU, CLTC, MBA
 The Long Term Care Specialist
 303-699-4172

© Raymond Smith, The Long Term Care Specialist, 2013