Logo, The Long Term Care Specialist 
   Planning for Long Term Care
                  
 September, 2012
You are receiving this eNewsletter because you have told Ray Smith, The Long Term Care Specialist that you want to.  If you do not wish to receive future monthly issues, please click on "Safe Unsubscribe" at the bottom of this page and your name will be removed from our distribution list.
In This Issue
Article Headline
Featured Article
Elderly woman
   Mom & Dad Are Moving In

Ray Smith photo 

 Links...
My Website More about Long Term Care & me
Archive Earlier eNews-letters & articles
AALTCI American Association for Long Term Care Insurance 
CLTC Corp. for Long Term Care Certification 
Kiplinger's Magazine: A succinct look at long term care. Turn on sound & ignore advertising.
Medicare The official  Medicare website
You Tube Why I Do What I Do  

This has been a month of unexpected, but welcomed publicity.  First my May, 2012 eNewsletter article, New Short Term Care Insurance was picked up by the Denver-area Prime Time for Seniors  newspaper and published in its September, 2012 edition.  Then I was accurately quoted in the September 24, 2012 Wall Street Journal as saying "Almost any long term care insurance is better than no long term care insurance".  This was part of an article explaining how consumers are coping with today's higher insurance costs. Awareness of the need to have a plan for long term care seems to be getting out there. Thank you again for being a loyal reader of this eNewsletter.

Mom & Dad Are Moving In With Us: Could There Be A Better Way? 

 

Elderly woman 

 

Hello adult children!  Do you enjoy one-week visits by your parents or in-laws?  How about a month?   A year? ... Read More 

 

 

2 Policy Benefit Limits
The first, maximum daily or monthly benefit limit, defines the greatest amount that can be reimbursed for qualifying long term care Bands of $1expenses... Read More

 
A financial plan that doesn't address how long term care services will be paid for is not a complete financial plan. 
Sincerely,
 Ray Smith
 Raymond Smith, CLU, CLTC, MBA
 The Long Term Care Specialist
 303-699-4172

© Raymond Smith, The Long Term Care Specialist, 2012