March 2015

spring-word-flowers.jpg Greetings!

Spring is here! I love the winter and the snow but even I am ready for flowers and outdoor fun with the kids.

Take Care,
Robert
 
yellow-tulip-field.jpg  Don't Let Lack of Funds Stop You From Filing Bankruptcy

What a conundrum. Bankruptcy costs money to file, and you don't have enough money to file for bankruptcy. This is due to dealing with knee-deep debt for a long time with no resolve.  

 

Despite the tough situation, there is an answer.

 

You may want to try the following in order to fund your bankruptcy lawyer's expertise so you can file bankruptcy.

  • Part ways with unnecessary expenses by cutting back on the cable bill, reducing phone plans and eliminate dining out. Cut out similar expenses.
  • Stop paying debt for a few months and use the cash flow remaining through credit cards, home equity or other loans to file.
  • Cash out part of retirement plans or pension to pay for filing.
  • Sell valuable items that you will lose in bankruptcy anyway such as the second car, jewelry, electronics or artwork through eBay, Amazon, Craigslist or a garage sale.
  • Use your tax refund.
  • Payment plans are available.

Never file bankruptcy on your own; making one mistake on the document will cost a lot more than a dismissal. Lean on us as your financial solution


 

 
colorful-tulip-field.jpg
 Do's and Don'ts For Choosing The Right Divorce Lawyer

 

When you and your spouse decide to call it quits, many decisions must be made, both together and alone. One of the biggest decisions you must make is deciding on a divorce lawyer.

 

A good divorce lawyer helps protect your finances, your lifestyle, and your future. It's important to commit to a little legwork on the front end to ensure your divorce lawyer is the right fit for you.

 

Review these Do's and Don'ts to choose a good divorce lawyer.

 

DO interview potential attorneys. Make certain you find out if the lawyer is experienced with your type of case. Ask how many of his cases have pertained to divorce in the last year, and how often was he successful.

 

DO choose a family law attorney. Your lawyer should be a family law attorney, because the familiarity with laws and regulations will help your case.

 

DO choose a lawyer who is accessible. If you have a difficult time getting a response on the front end, the situation probably won't change once you make your decision. Your attorney should be able to return your phone calls and emails within a reasonable time frame. If not, go somewhere else.

 

DO ask about the fee. You should choose an attorney who fits into your budget.

Just as there are actions you SHOULD take, there are actions you should AVOID. Here are 3 Don'ts when choosing the best lawyer:

 

DON'T go with an inexperienced lawyer. A best practice is to pick an attorney with at least 5 years' experience.

 

DON'T choose an attorney who makes you uncomfortable. While it isn't necessary to be best buddies, you should feel at ease asking your counsel questions. A lawyer who dismisses your questions or acts condescending is most likely not the best choice.

 

DON'T forget your primary goal. Decide what your main goal with this litigation is, and communicate that to your attorney. Adhering to your goals throughout what could be a lengthy process will give you a greater chance of success.

 

Divorce is never easy. Once you have made the decision to dissolve the marriage, put a little extra time into choosing a divorce lawyer that best fits your needs. The outcome will be worth the effort!

 

Contact us to get your questions about divorce answered by an experienced family law attorney.

 


Law Office of Robert W. Kovacs, Jr.

Phone: 508 926 8833

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