Law Office of Robert W Kovacs, Jr.
Contact Us
172 Shrewsbury Street
Worcester, Massachusetts 01604

508 926-8833

chemistry-boy.jpg
Greetings!

It is almost time for the kids to return to school.  We had a fun summer of swimming but I think the kids are looking forward to seeing their friends. 

I hope you had a fun filled summer

Rob
 
Massachusetts Divorce Lawyer: Divorce Can Be Respectful and Civil -- Just Ask Chris and Gwyneth
 

Massachusetts residents probably remember back in March when Academy Award-winning actress Gwyneth Paltrow and her husband, Coldplay lead singer Chris Martin, announced that they were "consciously uncoupling."

 

Since then, we haven't heard much about how their divorce is proceeding.

 

That's why we took note of a recent interview Martin gave to a Los Angeles radio station. In the interview, Martin said he and Paltrow are no longer together (and intimated that they do not plan to reunite), but also said they remain "very close" and there remains "a lot of love" between the couple.

 

What is interesting here is that it shows that not all divorces are the protracted, emotionally devastating affairs you hear horror stories about.

 

As family law attorneys, we know from experience that many couples, like Martin and Paltrow, end their marriages respectfully. The partners are able to retain their consideration for one another, and the entire process is smooth, reasonable and manageable. The very act of separating from someone you once loved can be difficult, but there is no reason it must be more difficult than necessary.

 

If you live in Massachusetts and are looking for a divorce lawyer, please know we would be honored to be among the firms you consider. We take our clients' goals and wishes for their divorce very seriously and strive to deliver the results that they want. We have a thorough knowledge of the law and valuable experience that we would like to put to work for you.

You are welcome to contact us and set up an appointment at any time.




Bankruptcy as an Option for Credit Card Debt Relief

Consumers typically go out of their way to avoid getting in trouble financially. Unfortunately, sometimes factors beyond their control create a situation where a consumer can find they need credit card debt relief. Whether it is job loss, divorce or illness, sometimes we fall behind paying bills and cannot seem to dig our way out.

 

Bankruptcy as an option

 

In general, we feel if we run up a debt we are morally obligated to repay that debt. However, when we fall so far behind in our bills that there is no way to save our homes, make minimum payments on our credit cards or pay sky high medical bills, bankruptcy may be the only option available.

Past-due accounts and bill collectors

 

Chances are if you are having problems dealing with basic expenses, you are also getting regular telephone calls from bill collectors. One advantage of filing for bankruptcy is your creditors will have to stop collection efforts pending the outcome of your bankruptcy petition.

 

Bankruptcy options

 

Consumers will be able to file for protection under Chapter 7 or Chapter 13.

  • Chapter 7 - Here, the consumer will receive a discharge of most, if not all their debts. The consumer must meet certain income requirements based on mean income in the Commonwealth of Massachusetts
  • Chapter 13 - commonly called "wage-earners" bankruptcy, the consumer agrees to a repayment agreement over a specific period of time based not upon debt, but rather the income and expenses the consumer has.

Consumers who are swimming in debt do have options. Do not hesitate to seek debt relief using the bankruptcy protection laws to help you get a fresh financial start. If you are uncertain as to whether bankruptcy is the right choice for you, contact the Law Office of Robert Kovacs for help. We will review your current financial circumstances and help you determine which Chapter of the bankruptcy code is right for you and help you through the entire process.



young-boy-reading.jpg

 


Robert Kovacs
Law Office of Robert W Kovacs, Jr.