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Newsletter 90
Summary of Contents

   

 Quote Of The Week 

Quick Links

TipOfTheWeekTop Tax Tip

 

If you are the director of a Limited Company currently taking a tax efficient mix of salary and dividends, have you revisited this since the last Budget? If you'd like help with this, you can always book a completely free Tax HealthCheck by clicking here.


If you would like more Tax Tips, why not download our specially designed Tax Kits?   

Or, to get more specific advice, use our free Ask an Accountant service!


Questions that Change Your Mind

 

What is your greatest power?

 

    

Andrew Sercombe

[email protected] 

Powerchange 

 
 

There are no secrets to success. It is the result of preparation, hard work, and learning from failure.
 
 
 
Colin Powell

Scan This!


These are the new QR codes that are becoming more and more popular across the UK. Tips of the week - put one on your business card, all people have to do is scan it (through a QR code scanner on their phone), and they get redirected to your website straight away!

 

Joke of the Week  

 

Why won't sharks attack tax inspectors? Professional courtesy. 

 

   We want you to be a part of your Newsletter, so please send us your jokes!

Free Useful Business Forms

We have a new resource on our website, where you can get all the forms you need for dealing with the Taxman and Inland Revenue.

 

To have a look, click here. 

 

 

Sponsoring the Brainteaser 

brainteaser
If you are interested in sponsoring our Brainteaser,  click here to learn more about the benefits of doing so, and how it works.
 

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Greetings!     

 

Question and answer of the last BrainTeaser:

 

 

Can you identify which one of the following words does not belong in the group?


con
top
lag
rag
lap
nap 

 

The answer was: Con

 

For all of the other words, if the letters are reversed, then the result is another valid word i.e.:

top ==> pot
lag ==> gal
rag ==> gar
lap ==> pal
nap ==> pan 

 

No one got the correct answer to this BrainTeaser!

  

Last week's BrainTeaser was being sponsored by Holmbush Paintball.

 

This week's BrainTeaser is just for fun.

 

If you would like to know more about sponsoring our BrainTeaser, please click here.

BrainTeaser - Phonopia 

 

In the wacky land of Phonopia, everybody has their name as their phone number. The phones are the same way as the phones in the real world, so can you figure out what well-known person you are calling?


2=A, B, C
3=D, E, F
4=G, H, I
5=J, K, L
6=M, N, O
7=P, Q, R, S
8=T, U, V
9=W, X, Y, Z

 

Person 1's Number: 3326724-632336

 

Person 2's Number: 529-266723-53846766

 

Hints:

 

Both these people are top business leaders.

 

Person 1: This person joined TV show Dragon's Den in 2006.

 

Person 2: Most famously known as 'The Father of Guerrilla Marketing'

 

Click here to email us the answers!  

 

This week's BrainTeaser is just for fun.

 

If you would like to know more about the benefits of sponsoring our BrainTeaser, such as a free 'do-follow' link and more, click here.

 

The new national minimum wage rates will be coming into effect in October 2013.

 

If you are of compulsory school age, as well as having some different employment rights, you are not entitled to National Minimum Wage.

 

The new rates are:

  • �6.31 per hour for workers aged 21 and over, up from �6.19 
  • �5.03 per hour for 18-20 year olds, up from �4.98 
  • �3.72 per hour for 16-17 year olds, up from �3.68
  • �2.68 per hour for apprentices under 19 or in their first year, up from �2.65
National Minimum Wage Rates Changes 2013 - What Does This Mean For You?
 

With inflation (CPI) at 2.8%, this rise will not do much in the way of helping lower-paid workers to 'bridge the gap'. 

 

Please click here to read the rest of this article.

 

Forecasting the Cashflow of your business is essential to the health of your company. 

Cashflow is one of the most important aspects of running any business - large or small. 

 

It is one of the sinle most important reasons why many businesses fail - regardless of how good the business or product/service they offer is.  Managing cash flow therefore is vitally important in the smooth running, survival, and success of a business. 

 

Now and again, unexpected costs may pop up, causing a dent in the cashflow of your business. Forecasting your cashflow for the year can help you to manage the impact these unexpected costs have.   

 

Please click here to read the rest of this article.

 

Hi, my name is Mal Armitt, and I'm the Director of Konesar Ltd.

 

Based in Capel, Surrey, we design and manufacture floral decorations, items such as table decorations, wreaths, garlands, pomanders, potpourri, wedding decorations, and favours.

 

We have been trading for about 12 years now; ten years as a partnership, and the last 2 years as a Limited company.

 

We currently have an offer running, with free delivery to mainland UK on all trade orders above �500 net.

 

My company is special because I offer made-to-order products instead of off-the-shelf stock products. I also offer bespoke designs and am willing to work with the client to make a design which is suitable for them.

 

Over the next 5 years, I would like to become the 1 supplier of decorative floral displays and gifts in the UK.

 

Here's what one of our customers said about us:

 

"Mal is a very pleasant person to do business with (professional and quick), the products she supplies are top knotch and are admired by all who see them. I will be glad to continue doing business with her in the future." Ann Louise Helleman, Bristol Cathedral Shop Manager.

 

We are exhibiting at The living Craft festival at Hatfield House from 9th-12th May, open from 10am to 5pm. Hopefully I will see some of you there!

 

To learn more about my company, or enquire about some of my products, please use the contact details below.

 

Contact details:

 

www.konesar.com

[email protected]

01306 712149

Employer's National Insurance Contributions & Rates for 2013/14

 

First introduced by the National Insurance Act 1911, National Insurance has gone through many changes to become what it is today.

 

National Insurance is a system of contributions paid by workers and employers towards the cost of certain state benefits. Initially, National Insurance was a contributory system of insurance against illness and unemployment, although later expanded it's scope to provide retirement pensions and other benefits.

 

This particular blog post is going to focus on Employer's National Insurance Contributions and Rates for 2013/14.

 

So, firstly, as an employer, you pay Employers National Insurance Contributions based on the earnings you provide to your employees. This includes benefits, such as providing your employees with company cars, or company mobile phones. Most workers (whether employed or self-employed) will also pay NICs on their earnings, as well as income tax. The National Insurance Contributions go towards building up workers' entitlements to social security benefits such as Jobseeker's Allowance and the State Pension.

 

The Income Tax and National Insurance Contributions are calculated and deducted at the same time through the PAYE system when you operate your regular payroll. However, the NICs that apply to many employer-provided benefits are calculated separately after the end of the tax year.

 

Please click here to read the rest of this article.

Comedy Zone 

 

 

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Ben & Chris

 

 

 

 

 

 

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