But what about all those old statements that take up space in filing cabinets? Marc often jokes that his mother-in-law still has her utility bills dating back to the 70's. You don't need to save those. For the most, part, you can dump the vast majority of old statements in the recycle bin.  But there are a few that need to be saved (either in paper or electronic form) click here for how long you should be saving all your document 

Make sure you are up to date on all your software, those updates while annoying are usually necessary and are your best source of protection. Be sure you are also backing up your data regularly and on an external device, that way if someone does lock your computer you can restore it easily.

Remember most reputable companies won't solicit you. If you are solicited by someone claiming to be from a major company, call them back on their official customer service telephone number or visit their official website, get the real story direct from the horse's mouth!  

In a 2015 Fidelity survey, 40% of participants didn't know their spouse's annual salary. Some 60% of those surveyed had no idea what the other was entitled to receive in Social Security benefits. Finally one-third of those surveyed couldn't agree on how well-off they'd be in retirement.