from FREEDMAN FINANCIAL | April 29, 2016

What the New DOL Rules Mean to Investors

The Labor Department recently introduced new rules to protect American's retirement accounts.

Earlier this month the Department of Labor announced new rules which are designed to help protect the retirement savings of millions of Americans. The new rules require that financial professionals act as a fiduciary or in the best interest of the client when providing financial advice. Unfortunately there are many professionals in our industry who (up until now) were not subject to these standards (i.e., commission earning investment, annuity, & insurance salespeople). By ruling their job was to solely provide "suitable" advice and products, all too often putting their own financial gain ahead of their clients. This new rule, while still in its infancy will most assuredly change the landscape on how individuals receive financial advice.

As Certified Planner Professionals (CFP) we have always remained committed to a fiduciary standard and a code of ethics.

The Power of One Percent

Increasing your savings by one percent more each year, can add up to over time.

You've probably seen the commercials talking about saving just a bit more, but you if like many of us you think why bother, what difference will it really make? Actually it makes a sizable difference.

Click the link below to learn how additional savings can add up to big savings in the long term.

The 1% More Saving Calculator

IN CASE YOU MISSED IT

Freedman Financial's Blog

Read our latest blog post here, as well as find other postings that may be of interest to you.

Weekly Market Commentary

Value Comeback?

The Best Bang for Your Buck

Colleges that offer the best and worst rate of return on your investment.

As college costs grow and student debt increases it is important to ask what kind of return on my investment am I going to get? Determining the overall cost of college, can be difficult as the "sticker price" is not often what anyone actually pays. Did you know there are "net price calculators" which schools are required to offer to students to let them know the true cost of attending. While certain majors offer more defined career paths and incomes, it is important to look at the school's overall rate of return when factoring what school you'll attend.

Best & Worst Colleges for Return on Investment

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The opinions expressed in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult your financial advisor prior to investing.

Investment advice offered through Freedman Financial, an SEC registered investment advisor.