Planning Pointers
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from FREEDMAN FINANCIAL | March 4, 2016
Grandparents & College Planning
Could being generous to your grandchildren, have a negative impact on their financial aid?

Paying for college has become a "family affair," especially with costs rising every year.  Recently more grandparents than ever have been contributing to the costs.  However, in some cases, their generosity has hurt the child's ability to qualify for financial aid benefits. Click on the article below and explore a few options that might make sense for both the grandchildren and YOUR bottom line.
 


Know a high school senior who is attending college this Fall? Invite them to participate in the Freedman Financial Annual Scholarship, they could win a $1000. Click here for the application. The deadline to apply is March 31, 2016.
 
Planning for a Future Together
What could be more romantic than retirement planning?

While it may not seem that fun nor romantic, planning for a future together can and should be a part of every couple's lives. First, you need to a plan. Having a "number" in mind of what you'll need is a starting point, but more importantly you should talk about where you'll live, what you'll do and what you plan to spend? Taking those ideas and figures into consideration can make retirement planning more manageable and fun as you and your spouse sit at the kitchen table, sipping a cocktail and have the retirement talk!
IN CASE YOU MISSED IT
This Week Marc appeared on the cover of
Investment News
The article talked in depth about our radio show, Dollars & Sense. Which you can hear every Sunday morning from 8-9am on North Shore 104.9
Weekly Market Commentary
Who Are the One Percent?
There is a lot of talk this election about the 1%, but who are they and how close are you to being part of it?

When you think of the "one percent", you may imagine caviar wishes and champagne dreams.  The last report of the wealth in this country shows it took just under $429,000 in adjusted gross household income be part of the one percent. By no means is it a small income, but living the "Lifestyles of the Rich & Famous?" Not Quite!  
As you move further up into the 1%, to the top 0.1%, those households had incomes of over $1.9 million. Even further up the food chain are those in the 0.01% who made $9.5 million in income. Those incomes seem to be more in line with what you might consider wealthy. Curious how close your family is to the top one percent, click here. Be aware this an average of the entire country there are vast differences as you move state to state.

Marc's Personal Note:  As far as I'm concerned, wealth should never be measured by how much money you make.  Instead your net worth is a far superior guide for understanding wealth.
 
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