from FREEDMAN FINANCIAL | February 5, 2016

Becoming Wealthy Doesn't Happen By Accident

Unless you win the lottery, becoming rich takes serious willpower and long-term vision.

Financially responsible and successful people don't build their wealth by accident or overnight. Wealth is often built with years of discipline and by those determined to do all the right things to enable them to accumulate money. Keeping your eye on the prize of financial freedom and a willingness to sacrifice today for the sake of the future is a common trend among some of the most financially well-off. Develop good habits and practices. It can lead to a prosperous financial future.

10 Habits of the Rich

Who Wants a Thousand Dollars?

Graduating Seniors who plan to attend College in the Fall are invited to enter the 2016 Freedman Financial Associates Annual Scholarship.

We are pleased to offer a $1,000 scholarship to a graduating high school senior. The scholarship is designed to heighten the awareness of personal financial planning and fiscal responsibility. To enter you need to complete the application, provide a current academic record & resume and write a 500 word essay on "Financial Responsibility". Applications must be received to our office by March 31, 2016. The winner will be chosen by an independent panel.

Freedman Financial Scholarship

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Beware of Social Security Emails

Beware of emails offering new "protection" features from Social Security.

The Social Security Administration wants you to be aware of a recent scam. Be on the look-out for an email with the subject line "Get Protected." It proclaims to offer a new feature that helps taxpayers monitor their credit report & learn more about unauthorized use of your social security number. These scammers are smart. The email will appear official. But beware. Cyber-criminals hope you will freely enter personal information or to infect your computer with viruses; ultimately giving them access to your identity. Don't open these emails. Especially if they end up in your "Junk Mail." And certainly, don't click on the links!

Fake Social Security Emails

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The opinions expressed in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult your financial advisor prior to investing.

Investment advice offered through Freedman Financial, a registered investment advisor

and separate entity from LPL Financial.

Securities offered through LPL Financial, Member FINRA/SIPC.